Taxed but not insured = £100 fine

[Barclaybasher]

If you don't renew your vehicle insurance make sure you SORN.

My old MG has been in storage for the Winter but taxed (free as an historic vehicle).

Didn't renew insurance, not using it until the Summer.

MIB informed DVLA - fined £100 reduced to £50 for early payment.

So - SORN if not insuring!

 

[Landy Andy]

I don’t understand what the crime is.

You’ve been punished for having a taxed vehicle, uninsured, even though it is not on the highway??

Weird system if that is the case.

 

[Jimbohorlicks]

If you don't renew your vehicle insurance make sure you SORN.

My old MG has been in storage for the Winter but taxed (free as an historic vehicle).

Didn't renew insurance, not using it until the Summer.

MIB informed DVLA - fined £100 reduced to £50 for early payment.

So - SORN if not insuring!

What's insurance got to do with the dvla?

 

[B+W vanman]

I don’t understand what the crime is.

You’ve been punished for having a taxed vehicle, uninsured, even though it is not on the highway??

Weird system if that is the case.

DVLA don’t know it’s not on the highway, but do know it’s not insured
Answer is, either tax and insure it, or SORN it

 

[pappajohn]

What's insurance got to do with the dvla?

Nothing.....the fine is for having an uninsured vehicle without sorting it.
The fine is for no sorn, not no insurance.

 

[Riverbankannie]

Having 2 old MGs, albeit both insured as it’s not a lot of money to keep them ready to go and in fact one was used suddenly on Wednesday, I googled it and it seems to be law not a DVLA thing.

 

[Riverbankannie]

Further on in the page it lists the exemptions to requiring insurance

You don't need motor insurance if:

• you have a valid Statutory Off Road Notification (SORN)
• your vehicle has been kept off a public road since before 1 February 1998
• your vehicle has been scrapped, stolen or exported and you have given notice of this
• your vehicle is between dealers or is being held in stock by an authorised dealer.

 

[Silver-Fox]

Didn’t you write to them to sort it

edit if you did it’s not your problem

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[Barclaybasher]

Didn’t you write to them to sort it

It's the law....

News to me,

.....posted to help others avoid being ripped off

 

[chaser]

It's all true I'm afraid we have loads of tractors that fortunately are free tax and only go on the road maybe a couple of times a year but they all have to be insured but it's only £50 a year so has to be done I'm afraid.

 

[Silver-Fox]

It's the law....

News to me,

.....posted to help others avoid being ripped off

As I edited my post.

If you wrote to them it’s not your problem.

 

[Jimbohorlicks]

Nothing.....the fine is for having an uninsured vehicle without sorting it.
The fine is for no sorn, not no insurance.

I didn't know that.

 

[Puddleduck]

I wasn't aware but I am more likely to have a vehicle SORNed and insured (fire and theft still a real risk even if the vehicle is off the road).

 

[VXman]

Having 2 old MGs, albeit both insured as it’s not a lot of money to keep them ready to go and in fact one was used suddenly on Wednesday, I googled it and it seems to be law not a DVLA thing.
View attachment 1023943

Not sure I understand or agree with the above. If my car is in my garage (or on the drive) surely it does not need to be insured? That's up to me if I don't take it on the road.

Maybe if you are taxed - but I wasn't aware of that. I wouldn't keep it taxed if it wasn't insured anyway- what's the point?

¯\(ツ)/¯​

Regarding the OP's situation though - I think it's a case of 'surely they have better things to do'. What is the point of this 'law'????

 

[VXman]

Didn’t you write to them to sort it

edit if you did it’s not your problem

SORN is easy online - takes a minute at most. Wouldn't waste the effort, time and cost of writing.

 

[Puddleduck]

Maybe if you are taxed - but I wasn't aware of that. I wouldn't keep it taxed if it wasn't insured anyway- what's the point?

¯\(ツ)/¯​

Regarding the OP's situation though - I think it's a case of 'surely they have better things to do'. What is the point of this 'law'????

It does mean there is a check on uninsured vehicles that may still be on the road?

Obviously some idiots will have untaxed, uninsured and possibly unroadworthy vehicles and drive them on the public highway.

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[B+W vanman]

Not sure I understand or agree with the above. If my car is in my garage (or on the drive) surely it does not need to be insured? That's up to me if I don't take it on the road.

Maybe if you are taxed - but I wasn't aware of that. I wouldn't keep it taxed if it wasn't insured anyway- what's the point?

¯\(ツ)/¯​

Regarding the OP's situation though - I think it's a case of 'surely they have better things to do'. What is the point of this 'law'????

To stop people failing to insure their vehicles!
Which benefits us all

 

[Stoosal]

I’d like to see that legislation. Personal choice if you insure a vehicle which is kept off road….but it must be taxed or sorned…..never heard of any legislation as to being required by law to insure a vehicle not in use on a road or public place to where public don’t have access eg in a garage?

 

[Silver-Fox]

SORN is easy online - takes a minute at most. Wouldn't waste the effort, time and cost of writing.

I don’t think people are getting what I’m implying.

If you wrote to DVLA to sort the vehicle and the letter got lost it’s not your problem

 

[VXman]

I don’t think people are getting what I’m implying.

If you wrote to DVLA to sort the vehicle and the letter got lost it’s not your problem

I'm not convinced that would work to be honest.

 

[B+W vanman]

I don’t think people are getting what I’m implying.

If you wrote to DVLA to sort the vehicle and the letter got lost it’s not your problem

So tell lies and possibly perjure yourself?
Excellent advice………

 

[VXman]

To stop people failing to insure their vehicles!
Which benefits us all

Why should I insure my vehicle which hasn't seen light of day for 18 months? The text in my quoted post seems to suggest I have to.

If you have taxed it then I can maybe see the reasoning - although I disagree with idea. Essentially the DVLA would be getting additional revenue which they shouldn't complain about. It doesn't mean you are going to drive it on the road.

 

[Puddleduck]

. It doesn't mean you are going to drive it on the road.

But you might.......

 

[Northernraider]

Sadly it was another law that was sneaked in and no one opposed it so its now in practice

Personally if I have a vehicle that's parked on my property or in my garage and it isn't being used on the road then I shouldn't have to pay insurance on it if I don't want to . Its just another automatic assumption of guilt or intent to drive it etc rather than police the actual people driving with no insurance.

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[VXman]

It is quite clear on the gov. website on SORN. If you are not insured you must SORN. I think it was something I may have been vaguely aware of but had forgotten about.

 

[VXman]

But you might.......

If we fined/imprisoned everyone for what they 'might' do...

 

[VXman]

Having 2 old MGs, albeit both insured as it’s not a lot of money to keep them ready to go and in fact one was used suddenly on Wednesday, I googled it and it seems to be law not a DVLA thing.
View attachment 1023943

OK - I have checked the gov. website and this you have quoted from citizens advice is confused or just plain wrong. You do not have to insure something that is not on the road. If it is not SORN then yes but not otherwise which the above seems to imply.

 

[Barclaybasher]

With classic vehicles you have to tax it even though there is no cost.

You get a reminder anyway to re-tax, which I did......

Never thought to SORN it

Will do it now!

Still feel ripped off

 

[Northernraider]

With classic vehicles you have to tax it even though there is no cost.

You get a reminder anyway to re-tax, which I did......

Never thought to SORN it

Will do it now!

Still feel ripped off

It is a rip off Vic, you're being presumed guilty of a crime because dvla and the police these days are too lazy to catch the real offenders.

That's the way it is now ...presumed guilty

 

[Landy Andy]

DVLA don’t know it’s not on the highway, but do know it’s not insured
Answer is, either tax and insure it, or SORN it

It’s a ripoff. Assuming guilt. If it’s not on a highway it shouldn’t need tax, or to be sorn’d. Typical modern rubbish, and the way the entire country is going. Downward.