I'd always steered away from NFU in the mistaken belief that they would be too costly and after several days of talking to them I've come away with a very different view. My current motorhome insurer couldn't or wouldn't cover my needs, nor would any of the others I spoke to. The stumbling block was the towing of a Smart car and the level of cover that would be provided in the event of a "my fault accident" everyone I spoke to previously would only provide 3rd party cover at best. Or wouldn't insure the trailer or provided high quotes for either the car or the motorhome, rediculous excess etc...all in all, it was looking stupidly costly and in the event of the unthinkable I'd be dealing with different insurers to resolve any claim which would be something I'd want to avoid. NFU seems to adopt a pragmatic attitude and were happy to take on the Smartie, the trailer and the motorhome and roll it into one package and key for me was that if anything happened to the Smartie, regardless of fault, it was fully covered. So, for just over £520 the Smartie is insured comprehensive with commuting, business and breakdown cover. The trailer is insured for £1k (using 2nd hand values) and the motorhome is covered far more sensibly than my last insurer and with European cover at no extra cost. For me that's an excellent result considering that I have a "city" postcode...leaving me feeling confident that should the worst happen I'll be in decent hands. Really nice folk to talk to, no pressure and no silly introductory discounts that will mean I spend hours searching for a new quote next year because the price has jumped 20-30% No association with them, just a nod to what I think is refreshingly good attitude in a business which has a large proportion of one eyed snakes waiting to stuff you!