insurance claim (1 Viewer)

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Feb 18, 2010
455
213
Funster No
10,320
Hi
had a split water pipe which has caused damp in floor area, will the repair to the floor be covered by my motorhome insurance ?
 
Mar 23, 2012
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sleights
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Have a carefull think about the claim amount the excess and likely effect on future premiums first!!
 

1881TB

Free Member
Dec 29, 2017
132
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Hertfordshire
Funster No
51,769
MH
Auto-Trail Comanche, 2013
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Spent a few weeks touring Australia and New Zealand about 10 years ago...
Sounds more like a warranty claim than motor insurance, worth reading the policy before you phone the insurers either way...
 
Mar 23, 2012
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sleights
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Do be aware if you phone the insurers it could be difficult to back out of a claim if you think its not worth it I would ask am I covered if I had a leak from a burst pipe and whats the excess rather than say youv'e had one!!!!!!!

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OP
OP
B
Feb 18, 2010
455
213
Funster No
10,320
I will have to get policy out and scrutinise it , but I would think its no different to tap in house leaking and causing some damage
 

Minxy

LIFE MEMBER
Aug 22, 2007
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E Yorks
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Carthago Compactline
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Since 1996, had Elddis/Swift/Rapido/Rimor/Chausson MHs. Autocruise/Globecar PVCs/Compactline i-138
I should imagine the first question will be why did the pipe split? Was it due to you leaving water in which then froze? If yes then it should be an insurance claim, if not and it is a manufacturing fault then it should be a warranty claim (assuming it's under warranty still).

However, as has been mentioned above, check on the damage caused and the cost to repair as it might not be worth claiming on insurance if it's the former.
 

pappajohn

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Aug 26, 2007
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Since 2005
If you make a claim, no matter how small, you increase the future risk to your insurers and you will pay a higher premium for some time to come.

Same thing applies to a protected NCB discount.
You will still get the same % discount but on an increased premium.
 

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