Rant. ....... How Much?

Discussion in 'Motorhome Insurance General Discussion' started by Badknee, Jul 6, 2015.

  1. Badknee

    Badknee Funster

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    Being that this is our first year of MoHo'ing I insured with Adrian Flux as I have my other big boys toy insured with them for £204.54 for twelve months fully comp with all the bells and whistles, so far so good.
    What I didn't get right was the mileage, when asked how many miles I thought we would be doing I scratched my head and had a think and came up with 5000 mls.
    Now two and a half months from renewal were fast running out of miles left and two big trips before then so I rang up for more miles. 3000 should do it I says, that will be £266.65 p she says!
    WHAT! I only paid £204.54 for twelve months! So off she goes trying to blind me with calculations blaa blaa blaa.
    So £25.00 to cancel and start somewhere else methinks. :mad::mad::mad:
     
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  2. Theonlysue

    Theonlysue Funster Life Member

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    Are you sure she is not quoting you for a whole new years Insurance? ?
     
  3. Borderland

    Borderland Funster

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    I don't get this £25 cancellation charge. If you go to another insurer then could you just leave the original one until it expires or is a case of needing proof of no claims bonus. I had an issue with Adrian Flux when cancelling after 6 months. No refund but they said they would not charge the £25 cancellation fee - how kind. After complaining they did refund a portion of the policy cost.
     
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  4. scotjimland

    scotjimland Funster Life Member

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    didn't think it was legal to have two policies on the same vehicle.. could be wrong of course
     
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  5. Tootles

    Tootles Funster

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    Your right Jim. Just had this argument over insuring my new bike. I had to keep the old one on its insurance, (whilst awaiting sale) and go to a different provider for the new one, who wouldn't add the old one temporarily because it was already insured......:mad:
     
  6. GJH

    GJH Funster Life Member

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    Is it actually illegal or is it the case that companies don't like it (and, therefore, won't allow it) because of the problems that might arise if grounds for a claim arose whilst it was double covered?
     
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  7. mickyc

    mickyc

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    Did they take a starting mileage from you?

    If not how do they know how many miles you have done?

    Is your mileage an "estimated" mileage or a "maximum" or "limited" mileage?

    Does your policy state that you are not insured if you go over your limit?
     
  8. scotjimland

    scotjimland Funster Life Member

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    'illegal' was probably a bad choice of word... you are probably correct that it's the insurer who don't like it.. and won't issue a policy if the vehicle is already covered.
     
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  9. JJ

    JJ Funster

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    Given that I believe...

    All insurance companies = con artists and thieves...

    I used Adrian Flux for years and years for three self builds... no photos, no engineer's reports, no No Claims discount, no bother.

    JJ :cool:
     
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  10. Badknee

    Badknee Funster

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    No, for an extra 3k they want an additional £266.65.
    Correct about not having a vehicle insured by two companies.
    No refund as the limited mileage has mostly been done.
    Pictures sent in of MoHo and mileage on speedo.
    While I realise it was my fault by insuring for 5k I just think the cost it totally unjustifiable, even the lass on the phone was embarrassed but it was a case of 'computer says so'.
     
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