Hi, With newspaper article this week stating that the 'Poppy Day Appeal 2015' raised some £53 million. But £46 million was spent on wages. I thought that most of the monies went to aiding vets. Then the line that the Association for Guide Dogs for the Blind, actually only spends the interest each year on their £100 plus million bank deposit. Or that Oxfams overheads are at 85% of income. When is a charity worthy, or when is it just another business that donates some of it's income away. Lastly I was really appaled to learn that when Haiti had the catastrophic Hurricanes and floods, that several billion from around the world was donated to various charities. But years on, not a single school or hospital has been built.That charity teams are working out of grand hotels driving new 4 x 4's and looking after on a daily basis several families, similar to what a social worker does in the UK. Little wonder that you can go to Uni and get a degree in charity work and make it a career, leading to 6 figure salaries. So, I now only give to locally run charities where there are no CEO's and visible accountability.