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I wouldn’t involve the insurance to repair a chip I would just pay for it.I had a large chip repaired in 2020 and a few months later it developed into a crack and the screen was replaced. As a result my insurance history shows 2 windscreen claims for one chip!
The learning is think twice before agreeing to the repair of a large chip.
Especially as they load the policy for all claims these days , I'm surprised they haven't taken glass cover off the policy given the price of some screensI wouldn’t involve the insurance to repair a chip I would just pay for it.
For what it costs to repair a chip (£20- £30) quid it’s not worth making a claim!
DJT
Depends who you insure with , I've been asked by a broker if I've had any claims in the last 5 years including glass claims before so some count itWindscreen claims have no impact on insurance, having had 2 screens replaced in 3 years, and another one soon I can confirm that.
Unlimited has two meanings.... Unlimited repairs/replacement during policy or unlimited financial cost of replacement.Thankfully I searched for a policy that had unlimited windscreen cover (AXA) so should be covered….
You still need to declare it, but glass claims should have no effect on premiums.Depends who you insure with , I've been asked by a broker if I've had any claims in the last 5 years including glass claims before so some count it
Most don't load the policy if you've been on a speed awareness course but admiral ask the question so they do
Some insurers only want no claims no points customers
Have they gone back to own premises ?Most will come to your home to do it.