Anyone checking round for better insurance terms, BEWARE OF OFFERS from a well known Caravan Club. I recently received an offer from The Caravan Club promising to beat my insurance renewal by £25 on like for like terms. Many fellow motorhomers will also have read about this in various magazines and mail shots, tempting maybe. I contacted them today, so as to not mislead them I stated exactly what I had covered now and would like a quote for the same so it would be a fair comparison. The operative then prices at £390 with £250 excess and asked what my renewal was so he could impliment the guaranteed £25 less and beat my renewal. After telling him £200 he came back with £175. The shock set in when he next mentioned the excess would be increased to over £1000, yes £1000. The point I am making is how can they just remove over £200 from the price quoted but employ a very clever (terms & conditions) previously not disclosed trick of imposing an unrealistic excess. The answer was because of the vehicle value, that's a new one to add to my list. After 10 motorhomes no insurer has ever stated this but some, naturally, have increased the premium because of the value but NEVER the excess ploy. Surely we pay our premiums to ease stress and worry, are we now to take out an insurance policy to eliminate the excess??? After contacting another provider he quoted me £290 with £250 excess and would you believe from the same insurance company that wanted £390 plus £1000 excess. The term cowboy's and indians comes to mind. In my opinion these bandits should be removed from the planet along with the major banks. So please be aware all is not rosy when hoping to obtain a £25 reduction, AS PROMISED, but most of us know about the film called THE STING!! Wiljoy Glad to give names to anyone who contacts me, along with some good guys.