First Time Insurance

Discussion in 'Motorhome Insurance General Discussion' started by Jands, Aug 24, 2018.

  1. Jands

    Jands Funster

    Joined:
    Oct 12, 2016
    Messages:
    311
    Ratings:
    +928
    Picking up my new van in 10 days time so got to sort out insurance.
    Is it a case of just calling a few and comparing the quotes?
    Any good companies for a first timer, also as its a new Fiat I assume I don't need breakdown coverage for he first 2 years.
    Any other advice?
     
  2. Jim

    Jim Ringleader

    Joined:
    Jul 19, 2007
    Messages:
    29,658
    Location:
    Sutton on Sea
    Ratings:
    +102,912
    • Thanks Thanks x 1
  3. TerryL

    TerryL Funster Life Member

    Joined:
    Mar 5, 2010
    Messages:
    3,095
    Location:
    North East
    Ratings:
    +3,891
    Most insurance companies will want to know what security systems are fitted, may actually insist on an alarm and/or tracker. Check with your dealer before you contact anybody. Some reputable dealers have contacts themselves in the industry but I would guess there's always a "bit for them".
     
  4. Jands

    Jands Funster

    Joined:
    Oct 12, 2016
    Messages:
    311
    Ratings:
    +928
    Vanbitz booked for growler and non starter 5 days after getting it.
    Got a very low risk area MH storage sorted too.
     
  5. BGB

    BGB Funster

    Joined:
    Feb 28, 2016
    Messages:
    50
    Location:
    GAINSBOROUGH
    Ratings:
    +63
    When I started with the moho 3 years ago I used Caravan Guard as they allowed me some no claims bonus for towing a caravan for 30 years and a bit more off for subscribing to MMM
     
  6. Razamataz

    Razamataz Funster

    Joined:
    Mar 18, 2018
    Messages:
    29
    Location:
    Fife
    Ratings:
    +36
    Caravan Guard gave full no claims bonus of 15 years transffered from driving with my previous companies vehicles.
    I found Caravan Guard very easy to do buisness with.
     
  7. Husky

    Husky Funster

    Joined:
    Sep 7, 2017
    Messages:
    82
    Location:
    Wiltshire
    Ratings:
    +164
    Fiat give 3 year breakdown included. Our insurer is NFU Mutual. 01249 655221. They're good as gold with long term staff you get to know.
     
  8. Lenny HB

    Lenny HB Funster

    Joined:
    Oct 18, 2007
    Messages:
    14,605
    Location:
    On the coast in West Sussex
    Ratings:
    +23,820
    Comfort operate a Net policy so yu don't need any no claims to get a good price, some insurers will mirror your cars no claims but you have to ask.
    .
     
  9. Delboyarapaho

    Delboyarapaho Funster Life Member

    Joined:
    Dec 17, 2013
    Messages:
    175
    Location:
    Herts UK
    Ratings:
    +127
    I have found Aviva god, who I get to through a broker called grove and dean and a company called Victor Milwell. VM include European breakdown cover which seems better than most free of charge. Worth seeing if you can arrange insurance directly through VM and cut out the broker fee.
     
  10. Delboyarapaho

    Delboyarapaho Funster Life Member

    Joined:
    Dec 17, 2013
    Messages:
    175
    Location:
    Herts UK
    Ratings:
    +127
    I have found Aviva god, who I get to through a broker called grove and dean and a company called Victor Milwell. VM include European breakdown cover which seems better than most free of charge. Worth seeing if you can arrange insurance directly through VM and cut out the broker fee.
     
  11. Lenny HB

    Lenny HB Funster

    Joined:
    Oct 18, 2007
    Messages:
    14,605
    Location:
    On the coast in West Sussex
    Ratings:
    +23,820
    That is Comfort.
     
    Last edited: Aug 26, 2018
  12. pappajohn

    pappajohn Funster Life Member

    Joined:
    Aug 26, 2007
    Messages:
    33,964
    Location:
    YO11 2BD
    Ratings:
    +30,200
    Check windscreen/door glass cover.... You need unlimited financial cover.
    Some insurers impose financial limits on how much they will pay and many simply don't pay enough.
    A screen for an A class (Hymer/Dethlefs etc) can cost many thousands.
     
  13. Delboyarapaho

    Delboyarapaho Funster Life Member

    Joined:
    Dec 17, 2013
    Messages:
    175
    Location:
    Herts UK
    Ratings:
    +127
    Oh :)
     
  14. HandyAndy

    HandyAndy Funster

    Joined:
    Aug 5, 2018
    Messages:
    73
    Location:
    Cheltenham
    Ratings:
    +53
    anyone here got insurance through Caravan club? or CAMC I should say now.
     
  15. joka250

    joka250 Funster

    Joined:
    Jul 29, 2017
    Messages:
    520
    Location:
    South Leicestershire
    Ratings:
    +772
    Used them for several years, not too many difficult conditions to meet but getting bit pricey. Now with comfort .
     
  16. bobby

    bobby Funster

    Joined:
    Aug 8, 2017
    Messages:
    28
    Ratings:
    +4
    i have used via them. been a member since being a MHO and blew my first insurance renewal quote out of the window. also have the mayday breakdown cover with them which looks good
     
    • Like it Like it x 1
  17. Jands

    Jands Funster

    Joined:
    Oct 12, 2016
    Messages:
    311
    Ratings:
    +928
    Just got cover through comfort.
    Was going to phone around but their price was what I expected so to save the grief just agreed to them.
    Next year might phone around to compare.
    See what the fiat breakdown cover is like but can add it to my insurance within the first couple of weeks with no admin charge.
     
  18. Blue Knight

    Blue Knight Funster

    Joined:
    Aug 7, 2017
    Messages:
    2,296
    Location:
    Durham
    Ratings:
    +2,706
    We've just had our renewal quote from Comfort and it has gone down by £7. We only pay mid 200's to begin with for our Pilote so that's a superb price IMO.

    Well done Comfort.
     

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
    Dismiss Notice