URGENT SCAM WARNING! Chip account

[Minxy]

Yes I now it's not a motorhome specific thread but some people use Chip!

I've just had a scam email from 'Chip' (sender's email is hello(at)Getchip.uk) ... if you get one DO NOT CLICK ON THE 'VIEW SAVE' LINK!!!!! (the below is a screen shot). I knew immediately it was fake as I don't have the savings pot it states but it is VERY realistic and those who do have savings could easily fall foul of it.

You should only check your 'Chip' account by logging in directly to the app.

 

[Cliffdale]

Here is a useful tip.

These scammers can change the sender 'from' email address to show something different.

On my account, if you click 'more' then 'view source' scroll down to 'X-OWM-Env-Sender:' xxxxxxxxx will show who it really sent the mail.

 

[Madcaravanner]

and then it usually ends in .ru

 

[pappajohn]

What is 'chip' ?

 

[Otter Spotter]

Yes I now it's not a motorhome specific thread but some people use Chip!

I've just had a scam email from 'Chip' (sender's email is hello(at)Getchip.uk) ... if you get one DO NOT CLICK ON THE 'VIEW SAVE' LINK!!!!! (the below is a screen shot). I knew immediately it was fake as I don't have the savings pot it states but it is VERY realistic and those who do have savings could easily fall foul of it.

You should only check your 'Chip' account by logging in directly to the app.

View attachment 594521

Thanks just passed this on to family and friends

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[Coolcats]

What is 'chip' ?

something you get before a Dent

 

[Nanniemate]

For goodness sake Minxy why is you have to keep warning people about my emails every time I think of a way to generate a bit of pocket money you spoil it . How else I am going to get my Nigerian Prince into the UK for our wedding

 

[Cliffdale]

Here is a sample of viewing source for emails.

Arrived in my spam box is in blue. Looks like it is from' shutterstockmail.com'. If you block this address or add it to spam it won't have any effect as its actually from 'newsblaze.com' It was also sent from the US.

 

[poppycamper]

something you get before a Dent

Or with fish

 

[Minxy]

What is 'chip' ?

Savings app Chip shakes up its membership plans – what this means for you

Savings app Chip has simplified its membership plan structure, reducing it from three plans to two, and has also added its autosaving feature to its free 'Chip' plan. These changes – which came into effect on 14 January – apply to both new and existing customers.

www.moneysavingexpert.com

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[Minxy]

DON'T PANIC ALL ... FALSE ALARM ... YES MINXY MADE A 'MISTAKE' ... but it's not as clear cut as that and you still have to keep an eye on your Chip account.

When I got the email I thought it was a scam as I don't have auto-saving set-up and knew I only had £1 in my Chip account, this I confirmed via the app direct, however today I've checked again and it is showing an auto-save amount (pending) of £89.36 just as indicated in the email, this is also showing as 'pending' in my linked bank account.

What appears to have happened is one of two things:

​

1. The auto-saving 'pause' period has expired so it's started automatically, or​

2. The recent update of the app has disabled the 'pause' period and it's started auto-saving.​

​

I've now 'paused' the auto-saving until May which is the latest I can do it for so will make a note to check it again before then so I can extend it again so it doesn't start up.

So rather than a 'scam' it's now a warning - if you have a Chip account make sure you keep 'pausing' the auto-save feature otherwise you'll end up with money going out of your linked account when you don't want it to.

 

[mofurt]

The right thing to do when you get an email from your bank, or other entity that you deal with (paypal, netflix, whatever) is to not click on links in the email but go straight to the site using your usual bookmarks - you can deal with whatever the issue is directly there, without risking going to a scammer's site.

 

[Minxy]

The right thing to do when you get an email from your bank, or other entity that you deal with (paypal, netflix, whatever) is to not click on links in the email but go straight to the site using your usual bookmarks - you can deal with whatever the issue is directly there, without risking going to a scammer's site.

Correct, never ever click a link in an email unless you are definitely expecting it (eg a password reset, insurance document access etc), anything else give a wide berth to and only go via your usual route, ie direct.

 

[Nick555]

Interestingly, urgent scam warnings are usually fake themselves - people rarely check, just blindly pass it on to everyone they know. It's better to teach people general principles to treat any contact as a likely scam. Clicking links in emails is fine, it's just you must use a computer to do this so that you can hover over a link to see where it's going. For instance, a link for Lloyds Bank, hover the link - if it's going to <Broken link removed>, then it's probably fine, subject to other red flags such as grammar, IP address & how they greet you etc (Dear Mr Smith, account ending 1234). If the link goes to http://www.loidsyoureintrouble.com/clickhere then I'd be wary. It's also very easy to copy & paste the text into Google to check.