Kids and credit cards would probably sort it - but It's not going to happen
Not forgetting that other popular option of appealing to the public for support via Just Giving, etc. for when it all goes Pete Tong!
Ian
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Kids and credit cards would probably sort it - but It's not going to happen
No, not imagining anything, just a response to what could happen if you 'bank' on one of your being able to drive ... the chances are slim BUT it can happen - I injured my back a few years ago but not sufficient to have to come home or seek medical treatment as I knew what I needed to do to let it heal, but it did limit what I could do.Wow you really are imagining the worst possible scenario but it's very unlikely to happen.
Kids and credit cards would probably sort it - but It's not going to happen
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Please remember this does not always cover 100% Depends on the cover for nationals of that country . In France as an example it only covers 70% . Also does not cover repatriation and as it stands is no longer valid after 31 DecemberDon't you have one of these EHIC cards?
Applying for healthcare cover abroad (GHIC and EHIC)
Find out if you're eligible to apply for a new UK EHIC or UK Global Health Insurance Card (GHIC).www.nhs.uk
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That sounds very good. Pity I've just renewed my house insurance.
[/QUOTES w are with Barclays health and RAC cover about £16 a month, but have to have a Account open ,I tried NFU for house Insurance which seems very good , but the cost was more than twice the cost of others
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Repatriation?, About 4 years ago a repatriation from Spain after heart attack £18, 000. Not me fortunately, therefore, private insurance for us.
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Only 30 days max.I guess that's the truth. I'm 75, I've no medical conditions and I don't take any medications and have been travelling a lot with just the EHIC card every year around Europe by car, m/h and motorbike since retiring 25 years ago . Since I've never had to use the EHIC cover maybe I'm overconfident of its worth and have become too laissez-faire about getting private cover. (Un)fortunately I can put off making any purchase decision at present.
Later.: Just realised that for the past two years I've had breakdown and health cover with my FlexPlus a/c although I haven't studied the detail other than paying a nominal over-70 excess.
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One IMPORTANT thing to be aware of ... if you are in anyway 'limited' due to an injury, such as having a broken arm, you may in effect NOT have any insurance for your vehicle if you drive it, or even a 'valid' driving licence, as both are issued based on you being 'uninjured'. If you have an injury no matter how well you think you are able to drive it is likely to affect your ability.I was on a cycling Holiday with my
wife's sister and husband in Poland and I broke my arm in a bicycle fall, the EHIC card covered all the hospital costs and the Travel Insurance that I had covered the flight back to Hamburg where we had left our motorhome. My wife then drove us back as we share the driving it was no problem but she had to learn to empty the loo!
So good to have EHIC and travel Insurance and very important that both can drive your van.
I was also under he impression that in France it was a requirement to have a spare pair of glasses in your motor vehicle if you are the driver.
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Not taking anything away from the posts on here and as I said we have insurance with nfu, but if your only holidays are taken in your motor home you are much less in need of a big insurance as I presume your car insurance would get your motor home , home if in an acident, and you are much less susceptible to any disease than if being on a cruise or in a hotel.
Yes thats fine and I too have relied on EHIC.I met a bloke last year, can't remember where, but Europe somewhere, and the ehic card is all he's ever bothered with for twenty years.
I said ah yes but you've been lucky not to need a medic. He assured me quite the contrary, both he and his wife have had quite considerable medical assistance, broken leg, cut foot, sprained ankle, he even had a heart scare and got excellent care all for free with the ehic. I think this was mostly in Spain.
It made me wonder why I bother with travel insurance at all especially with premiums rising with age.
I may consider self insuring when we can next cross the moat again.
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The EHIC is for emergency treatment only I also have only carried this but after 31/12/20 I do believe it will no longer be valid, depends on what conditions are agreed when we actually leave the EU.that's all I use & usually as i have to physically go & get it each time I wish to travel, 2 trips at least, I don't bother since learning that anyone entitled to the provison of one that doesn't actually have it can get one from their provider over the phone & with the hospital/doctor/medical person being required to actually obtaining it. Not that you'll find many that even know that is what the rules are.
No it is worse than car insurance & basically not worth the paper it's written on.
No it is for exactly what a national is entitled to receive, not just A&E.. I'm fortunate ,at the moment, in having both full Spanish & UK health entitlement as does my wife.The EHIC is for emergency treatment only I also have only carried this but after 31/12/20 I do believe it will no longer be valid, depends on what conditions are agreed when we actually leave the EU.
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