Struggling to get Insurance

[VXman]

Thanks everyone. Appreciate the responses. NFU have come up with a good quote, but does not include breakdown for vans over 6.5m. At least that gives us scope to shop around for breakdown.

Have a look at Nationwide Flex plus account. £13 per month (£156 a year) will get you AA cover for your van ( up to 8m and 7.5 ton) in UK and Europe....and for any other vehicles you drive, plus worldwide travel insurance for you and your family.

 

[Jev88]

NFU were looking at a £100K cap. NFU Whittlesey are good for MH and RV but not sure if ceiling implemented yet.

 

[Lenny HB]

NFU were looking at a £100K cap. NFU Whittlesey are good for MH and RV but not sure if ceiling implemented yet.

That would be a blow to a lot of owners but assume it would propably only apply to new customers. Does seem low, £100k is only just above budge territory these days.

 

[Bleau’s]

I have a carthago with nfu 175k will only insure it because we have a lot of other business with them no fully comp in Bosnia or Croatia . They tell me vans over 100k are being looked at as new business only if you have other insurance.

 

[Pausim]

I have a carthago with nfu 175k will only insure it because we have a lot of other business with them no fully comp in Bosnia or Croatia . They tell me vans over 100k are being looked at as new business only if you have other insurance.

That may depend on the broker. Some brokers have been saying similar things for a while.

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[Jev88]

That would be a blow to a lot of owners but assume it would propably only apply to new customers. Does seem low, £100k is only just above budge territory these days.

My contact Craig wasn't happy with it either. He offers great service too. I can ping him a registration and he will fire back an approximate figure. So useful as I often get asked to source cars for friends.

 

[MR BLO]

Have a look at Nationwide Flex plus account. £13 per month (£156 a year) will get you AA cover for your van ( up to 8m and 7.5 ton) in UK and Europe....and for any other vehicles you drive, plus worldwide travel insurance for you and your family.

Will keep that in mind for next year insurance. Wanted to go with NFU but didn’t offer the recovery on M/H and left it too late to sort it out.

Have to say that NFU have been a country mile better to deal with than any other insurer. Currently only have a tractor with them and when we had an issue with a stolen vehicle balls up by DVLA, NFU were superb. Empathetic even. And no additional charges even though the paperwork had to be updated twice.

So impressed we were that NFU are visiting us this summer to prepare complete insurance cover for our homes and vehicles for next renewal.

 

[seesaw]

Tried getting insurance with them from the Elgin office and they were not interested. Would have given a quote if we were already customers.

 

[Pausim]

Will keep that in mind for next year insurance. Wanted to go with NFU but didn’t offer the recovery on M/H and left it too late to sort it out.

Have to say that NFU have been a country mile better to deal with than any other insurer. Currently only have a tractor with them and when we had an issue with a stolen vehicle balls up by DVLA, NFU were superb. Empathetic even. And no additional charges even though the paperwork had to be updated twice.

So impressed we were that NFU are visiting us this summer to prepare complete insurance cover for our homes and vehicles for next renewal.

Tried getting insurance with them from the Elgin office and they were not interested. Would have given a quote if we were already customers.

That just proves the point that some NFU offices are not interested but if you call one that is they will look after you very well.

 

[Soycd]

We went with Caravan Guard for our new Adria 640SLB. Just over £700, to insure it for £90k. They gave us 28 days to get an alarm/tracker fitted. I managed to get booked in at Vanbitz about a week after we took delivery. CG will also give you 14 days free drive away insurance.

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[haganap]

So today, i tried to get to grips with this. In the vague hope that i might change my motorhome in the near future or next 24 hours to something worth say about 120k, just in case that were to happen..

Ive done the groundwork so you dont have to Sandra.

So Safeguard who im currently insured with on a van thats disappeared from my drive said that they the current company im with will not insure me so i would have to cancel and start again.

The quote they came up with, full uk and European breakdown cover, £1239.
I was paying £722

So I rang NFU who quoted me £807 however should said motorhome break down, i would need to push the motorhome home.

I then thought about trying to buy breakdown insurance as a seperate entity. This was coming up in the 300 pound plus mark.

Therefore, if I were to wake up and find a new motorhome on my drive in the morning then i would probably stay with safeguard. Mainly because when i had to use them when my carthago caught fire, they were really good and helpful.

 

[Jev88]

So today, i tried to get to grips with this. In the vague hope that i might change my motorhome in the near future or next 24 hours to something worth say about 120k, just in case that were to happen..

Ive done the groundwork so you dont have to Sandra.

So Safeguard who im currently insured with on a van thats disappeared from my drive said that they the current company im with will not insure me so i would have to cancel and start again.

The quote they came up with, full uk and European breakdown cover, £1239.
I was paying £722

So I rang NFU who quoted me £807 however should said motorhome break down, i would need to push the motorhome home.

I then thought about trying to buy breakdown insurance as a seperate entity. This was coming up in the 300 pound plus mark.

Therefore, if I were to wake up and find a new motorhome on my drive in the morning then i would probably stay with safeguard. Mainly because when i had to use them when my carthago caught fire, they were really good and helpful.

Breakdown shouldn't be that high. Mayday personal cover for UK is half that

 

[haganap]

Breakdown shouldn't be that high. Mayday personal cover for UK is half that

Depends on the size of your vehicle, how many miles you do and where you want to go.
Tried
Red Pennant
AA
Green flag
Rac

 

[Coastal Cruiser.]

used to only cover Balkans 3rd party, not sure where they are now with it being in Schengen.

Renewed with NFU last October and asked about Croatia now they are in the Schengen and computer stills says no I took a chance few years back and drove into Croatia for about 10 days but was hoping that they would change it.
Possibly 6 months on things might have changed

 

[Coastal Cruiser.]

They tell me vans over 100k are being looked at as new business only if you have other insurance.

How long ago was this? I renewed in October and before that cancelled all my rentals policy’s as I have sold them all and they never asked anything Van policy just went up a few quid and my van is worth a fair bit more than £100k

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[bigtwin]

Mayday personal cover for UK is half that

UK cover’s one thing, continental cover is a whole different ball game.

Ian

 

[Lenny HB]

I then thought about trying to buy breakdown insurance as a seperate entity.

A Nationwide flex plus account will give you the breakdown cover £13/month £156/year.

 

[Bleau’s]

How long ago was this? I renewed in October and before that cancelled all my rentals policy’s as I have sold them all and they never asked anything Van policy just went up a few quid and my van is worth a fair bit more than £100k

It was in the last 2 weeks but mainly for new business that they are looking at

 

[Abgs]

I got a price yesterday from safeguard for a perspective motorhome and had no trouble getting a quote although it was 1074 which i thought was ok for a 140k van? Especially when ive had a complete loss due to fire and 2 old biddies drive in to me.
Included breakdown cover too.

Are you changing van again ? You have a faster turnaround than me!

 

[Red Sonja]

Depends on the size of your vehicle, how many miles you do and where you want to go.
Tried
Red Pennant
AA
Green flag
Rac

Try LV. We now have Motorhome European cover, my car European cover and personal cover for any vehicle Me and Kevin are in. Cost £229. Also being a boundless member got a discount. If you only want 1 vehicle European cover it's a lot less.

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[carolyn]

A Nationwide flex plus account will give you the breakdown cover £13/month £156/year.

We’re like you Lenny and have the very good health cover with Lloyds. I get confused each time I look at Nationwide for breakdown, will the new company regs mean that stays longer than 31 days not be covered or is the breakdown completely separate so long stays and repeat stays are covered fine? Or will you have to pay extra? Thanks.

 

[Lenny HB]

We’re like you Lenny and have the very good health cover with Lloyds. I get confused each time I look at Nationwide for breakdown, will the new company regs mean that stays longer than 31 days not be covered or is the breakdown completely separate so long stays and repeat stays are covered fine? Or will you have to pay extra? Thanks.

Breakdown is separate from the Travel insurance.

 

[haganap]

Try LV. We now have Motorhome European cover, my car European cover and personal cover for any vehicle Me and Kevin are in. Cost £229. Also being a boundless member got a discount. If you only want 1 vehicle European cover it's a lot less.

That is who I am with but through Safeguard.

 

[Red Sonja]

That is who I am with but through Safeguard.

Not for the insurance Paul just the breakdown cover. It would be cheaper if you took the NFU quote and added LV breakdown.

 

[Janeanne1965]

We are in the process of selling our van to buy a 2 year old Hymer.

However, we are really struggling to find insurance to cover a motorhome valued over £100,000. It seems nuts to have to struggle like this when the value of motorhomes is so high these days.

We have manged to get one quote, after many, many tries, of around £1,000. Has anyone found any better deals around at the moment?

I’ve just phoned NFU. We have an 8 month A class worth £115k. Caravan guard want £975 to renew. I phoned NFU who quoted £540. Windscreen is covered but contents is only for £250. Seeing as our most expensive items are covered away from the home I went with them.

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[PlacidoD]

I’ve just phoned NFU. We have an 8 month A class worth £115k. Caravan guard want £975 to renew. I phoned NFU who quoted £540. Windscreen is covered but contents is only for £250. Seeing as our most expensive items are covered away from the home I went with them.

But the Caravan Guard figure includes EU-wide breakdown cover and EU cover for up to 270 days in the EU all in one policy. They also seem 100% reliable. They are prompt in answering the phone and responding to emails unlike some others I could mention!

 

[bigtwin]

I’ve just phoned NFU.

Two questions if I may:

1. Are you already a policy holder?
2. Which branch (and telephone number) did you call?

Thanks

Ian

 

[125BEER]

Premier Direct is a broker try them or Lexham......

Cheers

 

[bigtwin]

Premier Direct is a broker

Is that Premier Insurance as I cant find a Premier Direct?

Ian

 

[125BEER]

Is that Premier Insurance as I cant find a Premier Direct?

Ian

Sorry my error it's "Performance Direct"........

Cheers

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