Possible insurance against damage waiver loss?

Discussion in 'Motorhome Insurance General Discussion' started by Spriddler, Apr 11, 2018.

  1. Spriddler

    Spriddler Funster

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    My window cleaner was planning to hire a m/h for two weeks with his wife and two girls.
    He said to hire one would cost about £800 a week but although they are not an irresponsible family he was concerned at the risk of losing the obligatory damage deposit of £1100 at the 'whim' of the hirer's observation when it was returned.
    I suggested that it might be possible to insure against that for say £150 for the two weeks use since it would at least be a fixed and known manageable extra cost for his holiday.
    Has anyone any experience of doing that?
     
  2. TheBig1

    TheBig1 Funster Life Member

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    i dont recall who i used but took out a 12 month hire insurance policy to cover accidental damage a couple of years ago. I had to hire various cars over the year and it was a lot cheaper than the hire company's additional insurance
     
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  3. TheBig1

    TheBig1 Funster Life Member

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    oh and when hiring any vehicle take loads of photos before signing and again when returning the vehicle and make sure the hire company know you are doing so
     
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  4. Larrynwin

    Larrynwin Funster

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    I am about to hire a car in Tenerife and was googling cost of excess insurance , for a car it was from £2.99 per day. Excess with some hire companies was £790 so for me well worth the extra for peace of mind.
    If a problem when returning vehicle you pay the excess then claim it back.
    Worth a string of detailed photos before and after hire to avoid being stitched up.
     
  5. Spriddler

    Spriddler Funster

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    Thanks @TheBig1 . Yes, I advised him to take lots of photos.
    I didn't suggest borrowing mine even though I'm not precious about it. He's a lovely chap whom I've known for 10 years or more and he would want it in school summer hols when I never travel.
    However, over the years I've occasionally been a generous and kind sort of guy to others for all manner of things but which (mostly through no fault of theirs) have too often resulted in hassle or come back to bite me on the bum.
     
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  6. bjandlin

    bjandlin Funster

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  7. joka250

    joka250 Funster

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    Would echo that and 1 issue I had with a hire was sortedvery well. Don't know whether they cover motorhome but worth asking. My last annual renewal about 10 months ago less than £40 for the year.
     
  8. Puddleduck

    Puddleduck Funster Life Member

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    That happens to us as well. Generally if I don't know the person asking I will say that the equipment is with my son / daughter / niece which saves embarrassment all round. If the person is a friend I offer to go and help with the job rather than lend out. I've lost so much stuff over the years - either never returned or come back damaged or only part has come back I am now wary.
     
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  9. Lenny HB

    Lenny HB Funster

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    Fairly certain you can't get it for Motorhomes. Before buying a van we hired a couple of times in Germany I couldn't get any CDW.
     

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