Hello,
I've rung my insurer (broker AIB, underwritten by HGM) and they've informed me that we are not covered for driving in Montenegro and they can't do so. We are in the camper van in Croatia and our plan was to drive down to Montenegro for a few days before heading back up north through Croatia but it looks like we'll have to change our plans.
After a lot of digging around on the internet and trying to sift through the true vs false information, I think I understand the situation. The green card can be purchased at the border apparently but what a lot of people get wrong is this is NOT insurance itself. It is merely something extra you need to state that you are in fact minimally covered by your own insurer. What is weird is that even our insurance company suggested we could just buy "insurance" at the border.
Now, have I got that wrong? If so, how can insurance for a motorhome cost just €15 at the border, no looking into the value of the vehicle, etc. Who is it that underwrites this green card insurance? Who will be the company that does the legal and logistics in case of accident? Etc. It doesn't make sense to me.
I'm pretty sure I'm correct and the green card is not insurance but would like to hear any informed opinions on this. Also, does anyone have any alternate suggestions for us? Last resort is to find a spot to leave the van for a few days and just take a bus tour into Montenegro, or even rent a car locally which I hear comes with all required insurance. Or more likely we'll just have to skip it and continue our journey north (and deal with the same problem with the Bosnia crossing).
Thanks
I've rung my insurer (broker AIB, underwritten by HGM) and they've informed me that we are not covered for driving in Montenegro and they can't do so. We are in the camper van in Croatia and our plan was to drive down to Montenegro for a few days before heading back up north through Croatia but it looks like we'll have to change our plans.
After a lot of digging around on the internet and trying to sift through the true vs false information, I think I understand the situation. The green card can be purchased at the border apparently but what a lot of people get wrong is this is NOT insurance itself. It is merely something extra you need to state that you are in fact minimally covered by your own insurer. What is weird is that even our insurance company suggested we could just buy "insurance" at the border.
Now, have I got that wrong? If so, how can insurance for a motorhome cost just €15 at the border, no looking into the value of the vehicle, etc. Who is it that underwrites this green card insurance? Who will be the company that does the legal and logistics in case of accident? Etc. It doesn't make sense to me.
I'm pretty sure I'm correct and the green card is not insurance but would like to hear any informed opinions on this. Also, does anyone have any alternate suggestions for us? Last resort is to find a spot to leave the van for a few days and just take a bus tour into Montenegro, or even rent a car locally which I hear comes with all required insurance. Or more likely we'll just have to skip it and continue our journey north (and deal with the same problem with the Bosnia crossing).
Thanks