@Puddleduck that’s such a shame your parents won’t put an LPA in place. But a very common misconception in the older generation. You’re very wise to get yours sorted out. Living Wills are also a good idea. I keep meaning to do ours but life keeps getting in the way! My 81yr old mum who is fit and healthy (apart from a recent knee replacement) insisted on doing LPAs for both finance and health several years ago, naming both myself and my sister as deputies. When my dad died in 2005 she converted the attic of her bungalow to add another three bed or living rooms and a bathroom, so when she’s unable to look after herself she can employ a live in carer who will live upstairs. Currently she enjoys square dancing several times a week, gardens most days when the weather is reasonable, goes to the gym and on walking holidays with her friends, so I don’t think the need for a live in carer is on the cards any time soon!