L&V or LV= as they now display

[Geo]

Been with Caravan guard for a number of years
last two years saw an increase in premium of circa £50 per year plus a £35 increase for a speeding offence (59 Mph on M1 smart Motorway)
so as i have all my cars with LV= I asked for a quote a cool £150 less than caravan guard.
Now I am going to read all the small print for sure But if anyone has any experiance with LV= Motorhome policies i would be gratfull for any heads up or things that could have repocussions if i get it wrong

 

[old-mo]

Been with them the last 2 or 3 vans...

Had to change the latest ones Registration number 3 times..

Expecting an admin charge of some sort, but no extra...

Put Judy on as second driver..... No charge....

I have read through all the small print and CANNOT find anything hidden to worry me...

Will let you know, Geo.... when the renewal is due end of August.. see if they try to up it much...

 

[berni109]

Lunchon vouchers doing insurance now?
Who's old enough to remember them. Saved up all week for either the business mens lunch at the Chinese or pie beans and chips at the greasy spoon.

 

[Figaro]

I remember them but it takes me back to when I first started work
I was going to ask, I wonder when they were discontinued, but I just googled it and they're still going lol
Nobody ever gave me one, I had to buy my own lunch.

Meal voucher - Wikipedia

en.wikipedia.org

 

[HugoBNB]

Did the same as you with our MH. Their service has been fine on all our vehicles. Green cards requested and sent immediately by them at no charge. BTW, they were also shed loads cheaper than CAMC. Also, when I looked at the CAMC quote for the MH it turned out LV were the underwriters of their policy.
Safe and happy travels

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[Speve]

I’m now on our second year with LV= policy price went up £20 but still reasonably priced we’re very happy with it but not had to claim yet and hopefully won’t ever

 

[tonka]

Lunchon vouchers doing insurance now?
Who's old enough to remember them. Saved up all week for either the business mens lunch at the Chinese or pie beans and chips at the greasy spoon.

Before my time really BUT I once met a lady who told me all about them..
Cynthia Payne..

 

[ctc]

Just renewed car insurance, they reduced the premium by £30.

 

[Geo]

Have currently got 5 cars with them and been more than happy with LV=
It was the lack of info they require to quote a motor home, it concerned me that they want no value,make or trim info
after speaking with them they say that's quite correct, to simply the auto quote system all they want to know is that it is a "Factory" build from new they are aware of the average values and when required they will look at market values and negotiate all claims to settle or repair. based on the actual MoHo you have damaged
Thinking about it that''s what all insurers do in reality regardless of what value you told them it was, only LV= seem a little more open about it
Think i will give them a go

 

[Debs]

I've been with them 2 years, and had similar concerns, especially after having a refillable gas system, solar added etc.

I have the car & van & the mh is dependent on having a dash cam.

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[HugoBNB]

Have currently got 5 cars with them and been more than happy with LV=
It was the lack of info they require to quote a motor home, it concerned me that they want no value,make or trim info
after speaking with them they say that's quite correct, to simply the auto quote system all they want to know is that it is a "Factory" build from new they are aware of the average values and when required they will look at market values and negotiate all claims to settle or repair. based on the actual MoHo you have damaged
Thinking about it that''s what all insurers do in reality regardless of what value you told them it was, only LV= seem a little more open about it
Think i will give them a go

Totally agree!

 

[Camdoon]

When I asked for a quote 3 or 4 years ago they had no cover for anything in the van except the radio/ICE. This is at odds with their caravan policies. I guess you would need to have separate cover through your house insurance. Theirs did not cover my van at that time either.

 

[HugoBNB]

When I asked for a quote 3 or 4 years ago they had no cover for anything in the van except the radio/ICE. This is at odds with their caravan policies. I guess you would need to have separate cover through your house insurance. Theirs did not cover my van at that time either.

That is still correct. £1k contents insurance. We have most elements named on our home contents insurance.

 

[Neilfg]

We used LV no problems, although no claims . The contents and personal possession limits are low, but as stated elsewhere alot of that is covered by home insurance, can be increased if you want but the costs go up, if you do that and add on breakdown etc... then the costs does start to approach the competition, although Safeguard are out on their own at the moment quoted us just under 1300.00 pounds this year

Couple of things we noted:
1. When getting a quote you have to select Motorcaravan, in our case a Fiat Motorcaravan 2.3 150bhp, not just the base vehicle e.g. Fiat Ducato .....
2. Beware of LVBrokers or Highway insurance, it is LV motorhome insurance sold by brokers the websites are incredibly similar but the product is different e.g. limit of 60k vehicle value, you have to use LV.COM
3. The customer service staff knew their product, answered all questions clearly.

We found it unnerving that they are not interested in the motorhome make, model or an estimated value but eventually got over it

 

[Geo]

When insurance gets this simple your afraid the tea girl picked up the phone

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[JJ]

When insurance gets this simple your afraid the tea girl picked up the phone

I'm sure the tea girl can do the quoting just as well as ninety percent of the desk jockeys...


JJ

 

[Geo]

I'm sure the tea girl can do the quoting just as well as ninety percent of the desk jockeys...


JJ

You mean as bad