Interesting idea regarding uninsured vehicles.

Sandancers

Sandancers

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The Black belt Barrister puts forward a novel idea to get uninsured vehicles off the road, would you be in favour of it ? Short clip below;

 
Sandancers said:
The Black belt Barrister puts forward a novel idea to get uninsured vehicles off the road, would you be in favour of it ? Short clip below;

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I heard a program on the radioea about speeding. They were saying about drivers being able to report other drivers speeding now potentially from a dashcam the functions could be combined to also report uninsured drivers.
Cue howls of protests from law abiding drivers who somehow would be caught speeding !!
 
There is no requirement for a vehicle to be insured and, therefore, this proposal is fundamentally flawed.

In the UK, it is the DRIVER that is insured (to drive a specific vehicle but often with cover for other vehicles too), NOT the vehicle.

Some policies have a restriction that you may drive other vehicles provided that the other vehicle is identified on a policy held by someone else but not all policies have this restriction.

Ian
 
bigtwin said:
There is no requirement for a vehicle to be insured and, therefore, this proposal is fundamentally flawed.

In the UK, it is the DRIVER that is insured (to drive a specific vehicle but often with cover for other vehicles too), NOT the vehicle.

Some policies have a restriction that you may drive other vehicles provided that the other vehicle is identified on a policy held by someone else but not all policies have this restriction.

Ian
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I think it is only trade policies that don't have that restriction.

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The flaw in this is the police, they don't have the resources to do their job now, any car reported automatically would first have to be located and then the driver identified and their insurance status checked. Any vehicle in the motor trade would come up as uninsured however a motor traders insurance covers any vehicle in their care. My own insurance covers me to drive any vehicle. Good idea but not practical!
 
Lenny HB said:
I think it is only trade policies that don't have that restriction.
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Mine, non trade, certainly used to allow it but I haven’t checked recently.

I was pulled by the Police driving my wife’s second car as it was showing as ‘uninsured’. I was given a ‘producer’ and when I went with my documents to the station the desk Sergeant couldn’t understand why I’d been asked to produce my documents given my explanation. At the time I asked two other police officers about the situation and they both agreed that no offence had been committed.

Clearly, it would be helpful to the Police if they could rely on the insurance database but there is, as far as I know, no requirement for a vehicle to be ‘insured’.

Ian
 
Motortrader policy includes on the road risk side to notify the underwriter for entry on the MID system.
In France private citizens are being recruited to have speed enforcement equipment fitted to there car, just a small camera beneath the registration plate, Suspect that this will become a norm here shortly.
The equipment issues s penalty ticket automatically.
Here we have a challenge with unregistered or incorrectly registered vehicles.
However it most likely flag up the short coming on the ANPR system and given resources there days are numbered, not holding my breath.

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bigtwin said:
Mine, non trade, certainly used to allow it but I haven’t checked recently.

I was pulled by the Police driving my wife’s second car as it was showing as ‘uninsured’. I was given a ‘producer’ and when I went with my documents to the station the desk Sergeant couldn’t understand why I’d been asked to produce my documents given my explanation. At the time I asked two other police officers about the situation and they both agreed that no offence had been committed.

Clearly, it would be helpful to the Police if they could rely on the insurance database but there is, as far as I know, no requirement for a vehicle to be ‘insured’.

Ian
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Blimey, a Producer…….how long ago was that? Desk Sergeant……:ROFLMAO::ROFLMAO::ROFLMAO::ROFLMAO:
 
What annoys me is the fine for not having insurance is a pittance compared to the cost of having it.
Fine for example £400. Insurance £1500. Why would you bother with it. Before the court date the cost should be checked for that person and his/her car. The punishment should be the insurance cost and a fine.
 
Badknee said:
What annoys me is the fine for not having insurance is a pittance compared to the cost of having it.
Fine for example £400. Insurance £1500. Why would you bother with it. Before the court date the cost should be checked for that person and his/her car. The punishment should be the insurance cost and a fine.
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And at least six points on your licence. (y)
 
Badknee said:
What annoys me is the fine for not having insurance is a pittance compared to the cost of having it.
Fine for example £400. Insurance £1500. Why would you bother with it. Before the court date the cost should be checked for that person and his/her car. The punishment should be the insurance cost and a fine.
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No VED the fine can be up to 10x the VED why not the same with insurance, might make some think about getting insurance.
 
Badknee said:
What annoys me is the fine for not having insurance is a pittance compared to the cost of having it.
Fine for example £400. Insurance £1500. Why would you bother with it. Before the court date the cost should be checked for that person and his/her car. The punishment should be the insurance cost and a fine.
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Imo the car should be crushed.

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Sillious Sodus said:
Imo the car should be crushed.
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It can be. (y)

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The Ex-Gasman said:
A good way would be requiring a vehicle to display a notice, possible a disc, that can only be obtained if the vehicle is insured. Oh hang on they did have this but then got rid of it :unsure:
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I wonder if colour photocopiers had any influence on its demise?. It wasn't perfect as the insurance could run out the day after the tax disc was issued. I think anpr is the way to go and traffic wardens ought to be able to issue tickets for that. It must be possible to link them up to the anpr system. As others have said increase the penalties too.
 
The Wino said:
What's wrong with surveillance of uninsured motor vehicles and speeding?. I think in a balance of privacy against harm to others most would say bring it on.
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I don’t have any problem with cctv at all, it’s not just speeders they catch but criminals and murderers have been traced by them.
 
The Wino said:
I wonder if colour photocopiers had any influence on its demise?. It wasn't perfect as the insurance could run out the day after the tax disc was issued. I think anpr is the way to go and traffic wardens ought to be able to issue tickets for that. It must be possible to link them up to the anpr system. As others have said increase the penalties too.
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Just what we need, more cameras checking up on our movements,
I thought we lived in a free country!!
 
joe and sue said:
Just what we need, more cameras checking up on our movements,
I thought we lived in a free country!!
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Well, some might say that there are a lot of people freely using the roads without paying for insurance, or presumably, road tax. Are you OK with that ?
 
Sandancers said:
Well, some might say that there are a lot of people freely using the roads without paying for insurance, or presumably, road tax. Are you OK with that ?
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No I am not OK with that at all, but not happy with all this surveillance either,
The deterrents need to be much more severe, and a system developed whereby a plate or disc needs to be displayed to prove insurance.

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I was under the impression if the vehicle was being driven by someone under Traders insurance the vehicle does not need insurance. However if a vehicle is parked on the highway the vehicle has to be insured. At all times a vehicle on the highway has to be insured.
If you have traders insurance it is insurance to DRIVE any vehicle and NOT to insure every vehicle.
 
Follow the German system. Number plates issued to a person and stays with them for life and moved from vehicle to vehicle and simple logbook to record the details in.

Then issue the stickers for the front and rear plates, so plod can tell immediately if the vehicle is breaking the law.

I used them all the time I was in Germany, only once sticking the rear stickers on the front and front to rear. Plod pulled me over tootsweet to get em changed.

The UK system of keeping the plates on a vehicle, the snobbery of new registration of vehicles and subsequent ownership etc is utter rubbish, but wed never change it.

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Lenny HB said:
No VED the fine can be up to 10x the VED w
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+ the unpaid ved but never is.
The Wino said:
What's wrong with surveillance of uninsured motor vehicles and speeding?. I think in a balance of privacy against harm to others most would say bring it on.
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The increase in cameras of all types only ever leads to the reduction in manpower
 
In the UK a vehicle requires insurance cover to actually be on a road, even if unattended.

Hence why you can’t get a quote without a reg number.

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