Insurance for Croatia? (1 Viewer)

[Bessy765]

Hoping to take advantage when allowed to do so, to visit Croatia to get around the 90/180 rule as they are not in the Zone. I note that my insurance does not cover there as it says any European country?

 

[deleted79651]

Visa Rules here. Note the 'Croatia waiting for admission to Schengen around 2022' caveat, since, if we miss this Summer because of COVID, we may miss the Croatian 'freebie' stay by virtue of the 90/180 Days Rule ...

Croatia Visa Requirements

RAC 'Driving in Croatia' Checklist here re documents etc.

Driving In Croatia Documents

Steve

 

[Bessy765]

Thank you, I am aware they have applied to join the EU but does that mean they will also join the Schengen zone as well. Just trying to find a solution to the 90/180 as in advancing years we want to make the most of the time left to venture around and about. Sorry if that sounds depressing but time and tide etc, plus the amount of time the DVLA are taking for C 1 renewals, as now having sent my licence away for renewal (second time) would not be able to drive abroad even if we could until I get it back.

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[deleted79651]

Thank you, I am aware they have applied to join the EU but does that mean they will also join the Schengen zone as well. Just trying to find a solution to the 90/180 as in advancing years we want to make the most of the time left to venture around and about. Sorry if that sounds depressing but time and tide etc, plus the amount of time the DVLA are taking for C 1 renewals, as now having sent my licence away for renewal (second time) would not be able to drive abroad even if we could until I get it back.

Yes, the Croatian Visa link says that the Schengen Application may well be finalised in 2022, hence my 'might be last chance, COVID permitting' comment in the original reply! At present, Croatia visits do not count for the 90/180 Days Rule.

Steve

 

[Geistguy]

Slightly off topic but I toured Croatia in 2019 on my my motorcycle, the standard of driving is pretty good and the roads are better than in the UK. The coastal road is fantastic and would be easy I a motorhome. There appeared to be plenty basic sites almost everywhere but I'm not sure if "wild camping " is allowed.

At the time my insurers covered Croatia automatically, all insurers will issue a Green Card usually without charge. It would also be wise to get a International Driving permit, I believe the Post Office issue these for a small charge.

 

[frwjd]

Croatia IS in Europe, get yourself some proper insurance.

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[jongood]

Croatia IS in Europe, get yourself some proper insurance.

I suspect the OP' s insurance covers all EU plus EEA countries, quite a few don't automatically cover Croatia.

 

[frwjd]

I suspect the OP' s insurance covers all EU plus EEA countries, quite a few don't automatically cover Croatia.

Yes and it really riles me that insurance companies each define their own borders for Europe.
Europe is a geographical area, EU is a union of some European countries and Schengen is an entirely different union of some European countries.
As far as I can tell only SAGA and Nationwide provide true European cover. Sorry, rant over

 

[jongood]

Yes and it really riles me that insurance companies each define their own borders for Europe.
Europe is a geographical area, EU is a union of some European countries and Schengen is an entirely different union of some European countries.
As far as I can tell only SAGA and Nationwide provide true European cover. Sorry, rant over

Saga cover Croatia and were really reasonable for Morocco but wouldn't entertain Bosnia.
Imo its horses for course s and don't be affraid to end early and re-insure with a company that does offer what you need.
We ve got this issue looming as Saga wouldn't cover our current mh due to engine size, NFU however have been really good but Morocco and Croatia are 3rd part only.

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[Lenny HB]

Best option is probably to insure with another company and then cancel on return.

 

[royandsharont]

Bessy765 Croatia is definitely part of the EU community & has been for a number of years. It is not in the Eurozone, which makes it cheaper in my experience and is not yet a Schengen country so your insurance should be fine & you can avoid the 90/180 day EU rule by going there. The country is great & we can’t wait to go back but the only problem for us was our insurers, Comfort, did not cover Bosnia so we couldn’t get to Dubrovnik by road & would have to island hop. Split was the furthest south we ever got. Many risk it for the 10 miles or so of road but we wouldn’t risk it. There is generally delays at the border with Slovenia due to the Schengen issue, control both sides, & now of course we would have to join the non EU queue.

 

[Lenny HB]

Schengen country so your insurance should be fine & you can avoid the 90/180 day EU rule by going there.

Several insurance companies will not give full cover for Croatia and limit the cover to 3rd party risks only. NFU is one.

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[Northernraider]

Croatia is EU as is Romania and bulgaria ...and most insurance will cover these countries. They just aren't part of shengen.

 

[jongood]

Bessy765 Croatia is definitely part of the EU community & has been for a number of years. It is not in the Eurozone, which makes it cheaper in my experience and is not yet a Schengen country so your insurance should be fine & you can avoid the 90/180 day EU rule by going there. The country is great & we can’t wait to go back but the only problem for us was our insurers, Comfort, did not cover Bosnia so we couldn’t get to Dubrovnik by road & would have to island hop. Split was the furthest south we ever got. Many risk it for the 10 miles or so of road but we wouldn’t risk it. There is generally delays at the border with Slovenia due to the Schengen issue, control both sides, & now of course we would have to join the non EU queue.

There are several insurance companies that do not automatically give full cover for Croatia. Agreed its a great place to visit and the coast road between pula and zadar is a true classic.

Shame you missed Dubrovnik, its only one short ferry onto a peninsula that rejoins the mainland and fairly pretty in its own right.