Breakdown cover

Discussion in 'Fifth Wheelers' started by colleen murphy, Mar 27, 2018.

  1. colleen murphy

    colleen murphy Funster

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    In a bit of a dilemma and know you lovely lot out there will come up with some good advice.
    We have a 10yr old Celtic Rambler Fifth Wheeler and the same age Toyota Hilux truck.
    We originally had cover through Camping and Caravan Mayday which covered the rig in UK . A quote obtained from Red Pennant for European cover for 3 months was astronomical and they declined to just cover the truck only .
    So we went over to RAC who offered cheaper cover. However, we are looking at being in Europe for 6 months this Winter and the quote now given by RAC is again extremely high.
    We have insurance cover through Camptons but they will not supply breakdown cover for our rig.
    Any advice would be greatly appreciated.
     
  2. simsy56

    simsy56 Funster

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    I had a fifth wheel, and didn't bother with breakdown cover. The truck can be repaired by any garage worth it's salt, and as for the trailer, four wheels and tyres, four brakes, a bit of wiring and a few bulbs what really is there to 'breakdown' that couldn't be fixed by an adept mechanic?
    I couldn't see the point of going to all the trouble and expense of finding and paying for 'breakdown cover' and wait for hours or days for someone to drag me all the way home, or to a garage, and still have to pay to get it fixed. Some people wouldn't be without BC, but not for me.
    If I broke down, which I didn't, and I couldn't fix it, I would get someone else to repair it, that was my philosophy. I did have a battery die on my truck in Spain once, shoved one on from the trailer, wandered off to the local tyre and battery place, bought a new one, they fitted it, and off we went. And it was cheaper than in the UK to buy.

    Craig
     
  3. simsy56

    simsy56 Funster

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    I would also think that with a Toyota truck you would have no problems finding a local garage to fix it, IF you had a breakdown. Mine was a Dodge Ram.
    A great mechanic and fabricator I know says, 'If man made it, man can remake it'. And that is applicable in Europe too.
    Paying out huge amounts for BC just makes you feel that someone is on your side. Use the money to pay for any repairs that may be needed instead. Europeans have breakdowns as well, where do they have theirs fixed?

    Craig
     
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  4. soreeyes

    soreeyes Funster

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    All the cover for 5 th wheels is very grey area as the trailer can't be towed if the vehicle breaks down very easily as the wiring and brakes are not to a standard as some are air some electric and different plugs . Loading on a low loader is difficult as the unit needs to moved as one as trailer only front legs .

    From my experience breakdown companies don't have a clue what you are talking about but happy to take your money .
     
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