AA breakdown/Lloyds packaged bank account

Discussion in 'Motorhome Chat' started by carolyn, Mar 18, 2015.

  1. carolyn

    carolyn Funster

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    I have just has an email reply from the AA which confirms that our motorhome will be covered for breakdown etc in the UK. Every vehicle except a motorhome was included in the smallprint in the policy documents. I phoned and they were a bit vague so now I have it in writing, all printed off just in case, it only covers motorhomes under 3.5 tonnes. We have Fiat Camper assist but I'm not too sure how good it is. Hope this is useful.
     
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  2. cydersyd

    cydersyd Deceased RIP

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    Change to Nationwide Flex Plus account. I have just been advised that my Rimor 3500kg 7.5m motorhome is now covered for breakdown and recovery throughout Europe. This is along with travel insurance, mobile phone insurance and other bits and pieces.
    I just need to talk them into insuring my dog, and all for £ 10.00 per month.
     
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  3. busby

    busby Funster

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    How many days a year can you be abroad on a single trip and how many days in total on multi trip..BUSBY.
     
  4. carolyn

    carolyn Funster

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    Lloyds premier it is 62 days per trip, it also covers our younger 2 children if they travel separately from us provided they travel with one other person aged 18 or over whilst they are in full time education. Covers us worldwide until we are 80. It is dearer than the nationwide one but we have more than covered our costs. May well change when youngest leaves uni.
     
  5. cydersyd

    cydersyd Deceased RIP

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    Busby, I am currently in Spain, two days ago I had an email from Nationwide advising me of the change to my car breakdown and recovery provision is now being extended to cover my motorhome. The car was covered with no restriction on time abroad so I assume that the van will follow suit. I have to say that as soon as I ger home in April I will be asking the same questions.
     
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  6. busby

    busby Funster

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    I am with Nationwide. May pop in and check it out. Thanks BUSBY.
     
  7. Lenny HB

    Lenny HB Funster

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    We rely on the Lloyds travel insurance and from a friends experience when he was attacked in Barbados it is very good. Never looked into the breakdown cover as it is UK only but have used it on the car.
    My wife is ex Lloyds so we get a 50% reduction on the monthly fee & with the 4% interest we are in profit.
     
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  8. daveandsan

    daveandsan Funster

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    Just changed to Nationwide Flexi and have had a quick scan through booklet and I cant see any time restriction on European travel.
     
  9. SomeoneElse

    SomeoneElse Funster

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    I found a Nationwide document number P2221 but although google seems to find it I can't get a link to it that works
    It defines a European "trip" as:
    a pre booked continuous journey to the countries as specified within the
    geographical limits of Section D (UK & European Assist) which begins
    and ends in the UK and which does not exceed 180 days in total during a
    12 month period

    I have now found this this link to another document and it has a similar definition with the 180 day limit.
    http://www.nationwide.co.uk/~/media...e/car-insurance/car-insurance-road-rescue.pdf
    a pre booked continuous journey to the countries as specified within the
    geographical limits of Section G which begins and ends in the UK within the
    policy period and which does not exceed 180 days in total during the
    policy period.

    I still not sure whether its a maximum trip length of 180days or multiple trip making up 180 days.
     
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  10. PeteH

    PeteH Funster

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    It Appears to confirm a 180 day period within certain Geographical limits.? For a "belt and braces" approach it might be prudent to set out a "proposed" Say (120day) trip and direct the message to their customer services. At which point in law I would suspect you could rely upon their reply on top of the original?

    Sloberdob Bob if he`s still about might have a better idea?

    Pete
     
  11. trophychap

    trophychap Funster

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    Beware Lloyds travel insurance - the cover itself is fine except the length of trip however you can pay extra and extend it so that's OK but having had the account and hence the insurance cover since the bank first introduced add ons to the accounts (the account pre-dates it) they suddenly wanted an Additional Premium for Jenny's pre-existing medical conditions.

    These haven't changed neither has the medication.

    They wanted an extra £600 to cover her !!! Bearing in mind we had transferred our actual banking to Santander anyway, that meant they would be getting the £300 bank fees (Platinum account, but worth keeping it originally since £300 isn't bad for all that cover) plus £600 for the travel cover each year.

    £900 should be enough if we have a problem bearing in mind if it's an emergency (which is the only reason we'd seek treatment abroad!) we have EHIC anyway !
     
  12. Lenny HB

    Lenny HB Funster

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    With Lloyds the extra fee for extended trips are to increase from 45 days to 60 days £70 for 93 days £130 that is a single fee for muli trip cover.

    Also unless you have serious medical conditions Lloyds probably have the largest list of conditions you don't need to declare.

    [​IMG]
     
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