Revolut querie

[leann53]

Hi folks, probably a silly question , we will be using our revolut card for the first time shortly in Europe, can anyone tell me if you have euros and sterling on your card ( may only exchange some £'s at a time when rate is good, ) and you go to use it abroad how does it know to pay in euros ?? Thanks

 

[Lenny HB]

Automatically uses the local currency first.
I have Euro, GBP & Thai Bhat on mine.
Not bothering to use it at the moment as the exchange rate fairly static.

 

[Shrimp]

I have money in £s and €s on mine.
€s left over from last year and £s waiting to be exchanged.
I have used mine in UK and F and card just uses whatever the nomination is automatically.
Some Fuel stations ‘pay at pump’ won’t take the Revolut card.

 

[EuroTrotters]

I have money in £s and €s on mine.
€s left over from last year and £s waiting to be exchanged.
I have used mine in UK and F and card just uses whatever the nomination is automatically.
Some Fuel stations ‘pay at pump’ won’t take the Revolut card.

Yes, always have a backup.

Mine is Amex and Nationwide CC

 

[DandG5515]

Only problem I've had with mine was needed 150 Euros in credit for petrol pump to start transaction.

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[Pusscat]

All good to know. We’ve just got one for Spain.

Also just got a Halifax Clarity credit card as money saving expert.com gave it as one of the best for using abroad re exchange rates and fees etc. Santander apparently is one of the worst. Just got all the Apps downloaded on the phone and iPad!

 

[BillyKontiki]

Just a reminder the revolut charge 1% charge on the closing on Fridays rate for weakened transactions.

 

[kevenh]

Automatically uses the local currency first.

Revolut will check the balance of the local currency fund first, and use that if the balance is sufficient.
If the balance isn’t enough for the transaction amount, other currencies’ balances are checked.
If no single currency has enough for the transaction amount, that transaction will fail.

At the moment, Revolut doesn’t combine available currency balances to facilitate a transaction.

A manual shuffle of balances is needed.

 

[gus-lopez]

how does it know to pay in euros ??

it is all magic.

 

[Parrot Face]

Well worth reading the terms and conditions. Will tell you that charges are incurred if you exchange , as previously pointed out, at the weekend. Also be aware of limits to cash withdrawal, i think you are limited to 200 euros a month so as soon as we arrive in France we both withdraw 200. Then if we need to we get another 200 a month later. Again check out the banks that dont charge for withdrawals...the list is getting smaller. Once on top of Revolut, if used correctly its a good way of handling money. We used it all the time on our NZ trip and we were told it wasn't available in NZ.

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[sueandjohn]

We love our revolut card . Used extensively in Australia and Eu land. Revolut don’t charge for atm withdrawals . But Foreign banks may. France generally don’t charge but Spains do . Use Unicaja or deutsche bank in Spain . Always have plenty of euros in Germany as businesses hate cards !

 

[makems]

In a Benidorm bar last month I tried to pay for around of drinks. There was insufficient Euros so transaction failed. It took seconds to transfer/exchange from my £ balance and then pay the bill in Euros. All done in seconds while the barman waited.