No home address

[Mr porky]

We have been travelling near enough full time for over 2 years now. The time has come to rent out our flat for extra income (don’t need advice on this thanks)
we are in the lucky position to have a business address and after some internet searching I can register for the following doctors, driving licence, right to vote, hmrc, vehicle insurance and DVLA all at the business address.
What else if anything am I missing.

 

[Just smiffy]

I have absolutely no knowledge on this but doesn’t some forms have “Residential” address...? Is that relevant..?

would also like to hear about your travels over two years... are they mostly U.K. or Europe...?

 

[Mr porky]

I want all responses to the relevant departments to be above board and truthful. Although I haven’t got the local doctors to the business address to accept us yet, by law they shouldn’t refuse.
we have done 34k miles and have traveled for 16 months in Europe this included France, Germany, Luxembourg, Belgium, Spain and Portugal. 4 months in the uk working and the last 3 months in the motorhome parked at our business address.
Isolating in the motorhome made us realise when we could go and live in our flat we didn’t want to.
Discussions with the bank this week to ensure they are happy to rent as we have a residential mortgage.

 

[Armytwowheels]

Banks and credit cards will need to be registered there too. Will any utility bills be on your name at the business address? Mortgage companies still insist on this as a form of ID. You may remortgage your flat or buy another property in the future, so it is handy to keep your credit trail healthy.

 

[Mr porky]

Banks and credit cards will need to be registered there too. Will any utility bills be on your name at the business address? Mortgage companies still insist on this as a form of ID. You may remortgage your flat or buy another property in the future, so it is handy to keep your credit trail healthy.

unfortunately no utilities as it’s included although we have business rates but I dont think that would be any use. I will ask the bank on that point.

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[Mr porky]

Update.
no problem from the bank downloaded a form sent of £120 for permission.

 

[The Wino]

Update.
no problem from the bank downloaded a form sent of £120 for permission.

Pity a few years ago you could have offset the interest on the mortgage against the income from rental but not anymore.

 

[Theonlysue]

house insurance if you rent out.

 

[Theonlysue]

You might have to change to buy to let mortgage.
Passport and driving license was sufficient.
No utility bills needed.

 

[Easyliving]

We have been living in our van full time for just over 3 years.

We have been using our daughter and son in laws address for almost everything without problem.

The only problem was staying registered with our gp. I have regular repeat prescriptions. Because of this they let my wife and I stay registered.

According to their computer our address is the same as the surgery.

Paul

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[PeteH]

Pal of mine back in the 90`s. rented his home out, (No 26) But not his garage, the tenants used the car port. And he "moved" to 26A. which was a letter Box In the garage wall. and a huge sack behind. He would go periodically if he was in the UK and sort out his "mail". I went a couple of times and just forwarded any thing he needed out to him. As we all know the vast majority is just "dross". He put a sign on the entrance showing where "No 26A" was. Anything that Did get wrongly posted to No 26 was just put in the "new" postal address by the tenants. There was another guy. I delivered to several times. he was "full-timing" in an R-V in his workshop yard after his wife kicked him out. I asked how he got on with stuff like that and especially over using it to "reside". He told the council it was the Night Watchmans! "hut". All his personal stuff was going to the Workshop address.

 

[Mr porky]

You might have to change to buy to let mortgage.
Passport and driving license was sufficient.
No utility bills needed.

No they have a thing now where it’s just a mortgage with permission to rent (cheaper than a buy to let so I’m very happy)

 

[Mr porky]

house insurance if you rent out.

It’s a flat so all building insurance is covered with the maintenance charge. Contents are not an issue as it’s only a 2 bed flat.

 

[Mr porky]

we are now full time.
The flat was emptied of all personal possessions yesterday, we managed to box up our life onto 2 pallets which are now securely stored in our business storage unit,
14 bin bags of clothes and shoes plus some other bits and pieces to be dropped of at the local hospice charity shop (We rang to ask if they are taking donations and yes but you have to book a time slot ,they come out to meet you With a trolley on the street).
Now awaiting for the 4th of July to hit the road.

 

[Just smiffy]

Keep us informed of your travels....

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[Skyway]

How it going the first couple of day ?

 

[Figaro]

How it going the first couple of day ?

They seem to be enjoying shropshire

 

[Skyway]

Nice

 

[Mr porky]

How it going the first couple of day ?

We are very happy currently working our way down country.

 

[Skyway]

Great we going full time the start of September

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[The Boofles]

We start full timing this Friday Thought we were making the right decision to spend lockdown in bricks and mortar but now we can’t wait to get back into the Moho. We use sis-in-laws address and our GP is happy to repeat prescribe our regular medications. One way ferry ticket to Spain booked for September and we both pack in our jobs end of Augus. Anything that we haven’t already thought about and covered ...... wont be the end of the world ...... where there’s a will, there’s a way ..... and a lot of the non-Schengen countries look like great options to us.

 

[kip]

We start full timing this Friday Thought we were making the right decision to spend lockdown in bricks and mortar but now we can’t wait to get back into the Moho. We use sis-in-laws address and our GP is happy to repeat prescribe our regular medications. One way ferry ticket to Spain booked for September and we both pack in our jobs end of Augus. Anything that we haven’t already thought about and covered ...... wont be the end of the world ...... where there’s a will, there’s a way ..... and a lot of the non-Schengen countries look like great options to us.

HAVE IT

 

[Lanerboy]

Enjoy your travels

Just remember though if you rent your own house out for more than 18 months you will be liable for capital gains tax if you ever sell it in the future

 

[Mr porky]

Enjoy your travels

Just remember though if you rent your own house out for more than 18 months you will be liable for capital gains tax if you ever sell it in the future

thank You though we did know about this. To be honest if we decided to go back into a property it wouldn’t be that one, it’s a great flat but as the only reason we lived in the city was for work I can’t see us deciding to go back. (When we are required back into the city its only for an 8 week Stretch so we will air b & b).

 

[Brains]

Enjoy your travels

Just remember though if you rent your own house out for more than 18 months you will be liable for capital gains tax if you ever sell it in the future

The way around this, if it's your main property, is to rent out a single bedroom, with total access to the rest of the house.
It means on paper you are still is residence, as it's house share.

What they are trying to stop is people renting out their main house and living in another house with no intention of moving back into the main house at any time.

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[Skyway]

We start full timing this Friday Thought we were making the right decision to spend lockdown in bricks and mortar but now we can’t wait to get back into the Moho. We use sis-in-laws address and our GP is happy to repeat prescribe our regular medications. One way ferry ticket to Spain booked for September and we both pack in our jobs end of Augus. Anything that we haven’t already thought about and covered ...... wont be the end of the world ...... where there’s a will, there’s a way ..... and a lot of the non-Schengen countries look like great options to us.

How do you get you repeating prescriptions
As my one goes to my local chemist

 

[Mr porky]

3 months at a time plus I’m 3 months ahead so not an issue at the minute for me.

 

[Skyway]

And where they get sent if you miles away

 

[Mr porky]

And where they get sent if you miles away

They don’t you have to pick them up or get someone to pick them up for you

 

[TheBows]

And where they get sent if you miles away

If your GP uses Electronic Prescribing (EPS) they can send your repeat scripts to a pharmacy of your choice who uses this system (most do).

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