No claims discount (1 Viewer)

[The Wino]

But its the final bill that makes the difference not the NCB :thumb:

David

 

[peterc10]

An update

I got my renewal notice from Saga and they want £699!!! AND they say that includes 54% NCB, which means their starting point was almost £1,300.

Given that I am 65 with no recent endorsements or accidents and that the motorhome is kept on my property in a safe part of a safe town, that really is taking the P......... Phoned them up and asked them if they had made a mistake and they said no they hadn't, so I tild them they were totally uncompetitive and I would not be renewing. Bet that won't stop the junk mail from them though.

I have quotes from Comfort and Safeguard coming in at between £310 and £350 for about equivalent cover. Anybody got and good/bad experiences with either when it comes to claims and also price creep at renewal time (another thing that winds me up).

 

[wizzer59]

I think if you do a search through here you will find that both are well respected motorhome insurance companys:thumb:

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[peterc10]

Two of them are manufacturers own insurance services but I believe both are underwritten by Allianz. The third one for the MH is Caravan Guard

Thanks. Just tried Caravan Guard and they are about £140 more expensive than the best equivalent quote I have got. No mention of mirroring NCD. They asked me what NCD I had on motorhome and what NCD I had on any other vehicle. Do not think that is going to make up the difference.

 

[2bob]

hve you tryed aib insurance

 

[SUGGY]

Hi Peter, we are with safegaurd for the fourth year now , having shopped around and checked the small print , they worked out the best for us based on ...

EU breakdown cover
amount of time out of the uk
free green card for morocco ( i did not know exact the dates so they gave me one for 4 months ) others were upward of £ 17
High mileage allowance ( others were only 6,ooo ml a year )

Ring them and ask the questions ,

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[peterc10]

Thanks to everybody for your help. With the new Forum there is no "thanks" button to hit (the one thing I really miss).

I ended up with Safeguard which came in at £312, less than half of Saga.

hve you tryed aib insurance

Yep tried them, but they were more expensive

 

[pappajohn]

HI

When I first purchased the MH, I insured with SafeGuard, who set up my initial policy with the same NCD as I had on my Car, I think I had to send proof, but they started me then on what I had, with no sacrifice to my car policy.

Hope that helps

Kev

Same here.....i insured my RV with Safeguard using my car discount.
Cost me £630 the first year with a £100 cashback after 90 days.
Cover arranged via Swinton insurance brokers and i believe the cashback came from them, not safeguard.

Now in my third year and the premium is around the same.
THhe latest premium was almost £30 less than the first year.

Certainly not the cheapest but the cover pressed all the buttons for me.

Edit......just realised i lready posted a reply