Motorhome fire last Friday -- Norfolk

[MyrtleGuru]

Campervan fire on B1439 at West Newton

Two crews from Lynn were called to a vehicle fire this morning

www.lynnnews.co.uk

 

[buttons]

This will be a disaster for anyone touring with a motorhome, it doesn't bare thinking about how disastrous it could be if you were full timing...
What would you do when everything you own is in the vehicle. Where would you start in recovering. Insurance isn't instant, it sometimes takes weeks to settle.
Do full timers have a contingency plan for any such potential disasters...?

 

[Sundowners]

Same contingency plans if you were in a house, surely?

 

[buttons]

Same contingency plans if you were in a house, surely?

Good answer sundowners, However, does a motorhome policy give the same protection as a household policy. A friend of my brothers house was destroyed when the flue of the log burner set fire to his wife's cosmetics that she had stored around the flue. They were rehoused in a similar property for the six months+ duration while the house was rebuilt. All the contents of the house were replaced to the original spec.
Do you have any idea if a motor policy would give the same reassurance and cover to a full timing motorhome. I somehow doubt that....but I'm up for being corrected if anyone has experience of such a disaster.
If for instance you were touring in Spain where would you be rehoused while the negotiations take place and another full time unit found before any contents could be replaced to get you on your way.
I'm sure full timers have all this planned but sometimes the attraction of selling up and starting your new life can fudge the important things....

 

[bobandjanie]

We are only half timers but whatever happens in life can be a pain, and I can think of a lot worse than losing a vehicle and your stuff .
Live a little buttons you only get one crack at it.
We rent out our home in summer, so what would we do cancel everyone's holiday and refund their money, oh course not rent or buy an old caravan until your sorted.

My dad was a doom and gloom, but me nothing's a problem until it is, then you sort it. Bob.

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[PP Bear]

It's an AT, so probably too wet inside to burn.

Blessings of an AT.

On a serious note, I hope everyone was ok, it's an owners worse nightmare.

 

[buttons]

We are only half timers but whatever happens in life can be a pain, and I can think of a lot worse than losing a vehicle and your stuff .
Live a little buttons you only get one crack at it.
We rent out our home in summer, so what would we do cancel everyone's holiday and refund their money, oh course not rent or buy an old caravan until your sorted.

My dad was a doom and gloom, but me nothing's a problem until it is, then you sort it. Bob.

More a realist than a doom monger bobandjane, I retired very young spent the last 20+ years of that retirement living a little but never once been tempted to up roots and leave this most perfect part of the UK/world, why would I ?
Always having a burning desire to live a little, hit the road in a tin box on wheels suggests that you are far from happy/contented where you are living, this is not my case.

Getting back to my post earlier, how do Motor insurers compare with House insurers in reaction to a complete wipe-out of a motorhome that is being used as the only place of residence for the insured.

 

[Sundowners]

Not all full timers have sold their houses. We still have our house back in the UK. Get a good income from it. Don’t need it as we have pensions. Fulltiming is not for everyone, but for us fulltiming was a way of life we chose, this gave us the opportunity to come across this modest off-grid piece of paradise we now live on in Portugal.
Some are no so fortunate and have to sell their house to travel full time, it’s all a case of choices. Some buy expensive motorhomes and leave only a little in the pot to travel with and have to end up finding work a few years down the line, some buy cheaper and can travel longer. It’s all about ‘choices’, as you stated, your choice is to stay where you are, nothing wrong in that.

Perhaps your breakdown cover would put you up in a hotel for a few days, but having funds behind you, you could always find accommodation, you wouldn’t be left on the streets. It’s something you deal with if it should happen, it’s no good stressing over something that might never happen. But as we both said, people would have thought that out whether in a house or a motorhome and deal with it if the time arises.

If you are always looking on the negative side you would never leave the house.

Carpe Diem

 

[bobandjanie]

More a realist than a doom monger bobandjane, I retired very young spent the last 20+ years of that retirement living a little but never once been tempted to up roots and leave this most perfect part of the UK/world, why would I ?
Always having a burning desire to live a little, hit the road in a tin box on wheels suggests that you are far from happy/contented where you are living, this is not my case.

Getting back to my post earlier, how do Motor insurers compare with House insurers in reaction to a complete wipe-out of a motorhome that is being used as the only place of residence for the insured.

It has nothing to do with being unhappy, we have lived in some really nice places, I spent over 30 years in Hertfordshire and then moved to Suffolk to give us and our children a less busy way of life away from the rat race ?
And when we visit our family and old friends, our girls thank us for not staying there though the countryside is beautiful.
But thankfully we are all different, and for some of us there is another chapter in the book, and others like my late father are quite happy with the page their on..............until the end.

The only thing we are unhappy about is not doing what we do sooner, I retired at 50 and just because we move about does not make you unhappy, far from it.

We are in Portugal at the moment, walking swimming cycling and enjoying ourselves, we are not . Bob.

 

[buttons]

It has nothing to do with being unhappy, we have lived in some really nice places, I spent over 30 years in Hertfordshire and then moved to Suffolk to give us and our children a less busy way of life away from the rat race ?
And when we visit our family and old friends, our girls thank us for not staying there though the countryside is beautiful.
But thankfully we are all different, and for some of us there is another chapter in the book, and others like my late father are quite happy with the page their on..............until the end.

The only thing we are unhappy about is not doing what we do sooner, I retired at 50 and just because we move about does not make you unhappy, far from it.

We are in Portugal at the moment, walking swimming cycling and enjoying ourselves, we are not . Bob.

Each to their own Bob I had been traveling from an early age throughout many parts of the world, lived in a couple too. Now Suffolk you are talking about one of my favorites. First visited in my early teens use to hitch hike and camp along the beach between Sizewell and Thorp ness, been a regular visitor ever sense. Sail on occasions down the Orwell into the Deben up to Woodbridge. That part of the coast has some real gems of places to stay. We still enjoy a trip outside the UK but tend to prefer the sky for getting their these days. So convenient for airports here with the M25 super highway but a stones throw.
We were in Spain and Portugal last year but I find a week or two is enough especially when it is hot.
Believe it or not the weather here has been fantastic again this year, today is sunny but not too hot with a slight breeze.
It is lunch time got a Heinz vegetable pot soup in the microwave, I think they are new variety so giving them a try. That's it "Pinging" so have a nice day don't get too sunburnt...

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