Motohome contents list for insurance claim

timdownieuk

timdownieuk

Joined
Apr 9, 2013
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Location
Ayr
Funster No
25,458
MH
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Following the theft of our motorhome I'm busy drawing up a list of our van's contents from memory. I *think* I've remembered all the essential stuff and lots of odds and ends besides but it's possible I've completely overlooked something obvious.

It would be helpful it anyone has the time to cast an eye over my list so far just to make sure I haven't boobed.

Motorhome contents

Generic essentials
Gas bottles - Calor 6kg rental
Gas bottles - fill
Gas bottle spanner (heavy duty)
Jump leads pair
Camping table
Robens “searcher” camping chairs
Folding camping armchairs
Tow rope
Folding barbecue (generic)
Waterproof bike covers
Mains hook up lead 25M
Mains hook up lead reel
Reflector signal plate for cycle carrier
Flat hose
Levelling ramps (pair)
Kidde Carbon monoxide alarm
Yellow tabbards
Universal bulb set

Electronics
Cello motorhome TV/DVD combo
UHF signal finder (Fringe Electronics)
DAB radio adapter (generic)
Tyre inflator
Motorhome Wi-Fi unit
2 Slice toaster (generic)
Electric travel kettle (generic)
2kW fan heater (generic)
Folding travel hair dryer
LED Lenser H7R chargeable headlamp
LED Lenser H7R chargeable headlamp
Kindle Paperwhite
Kindle Paperwhite cover
LED hand torch (generic)

Clothing
5.10 Dragon climbing shoes
Berghaus Womens Deluge Overtrousers
Scarpa Womens Terra GTX boots
Wild Country Motion Jeans
T-shirt
Sun glasses
Mountain Warehouse Downpour waterproof overtrousers
Jack Wolfskin Arland 3 in 1 jacket
Salomon Outline GTX shoes
Dark green zipped hooded sweater
Rimjhim hand warmers pair

Others
Toiletries (sun cream, insect repellent, soap, shampoo)
Metolius chalk bag
Dog ground stake
Bananagrams game
Dobble game
Hot water bottle
Dog long line leads
Metal tea strainer
Raasay Gin
Dog snake toys
Bath towels
Hand towels
Wild boar piglet toy (Honk)
Climb X bouldering mat (discontinued)
Mattress cover

Kitchen
Water bottles
Mugs
Dinnerware set (generic)
Generic kitchenwear; cutlery, colander, frying pan, mini wok, sauce pans, wine glasses
Kitchen Devil bread knife
Opinel carbon steel kitchen knife (pair)
Opinel knife sharpener
Wood Jewel- Birch handled toasting fork
 
First of all, I’m so sorry that you are going through this, horrible thing to happen.
Looking at your list you are missing bedding, sheets,duvets, pillows blankets etc.
Other detectors? , we have three, smoke, carbon monoxide and lpg.
Fire blanket
Supplies for MH system such as toilet additive, cleaners, windscreen wash.
Do you carry any extra tools, hammer, awning tie down, tie wraps, duck tape, multimeter etc
it all adds up doesn’t it?
 
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Not a bad memory! I have a similarly detailed list complete with weights and location in motorhome for axle loading calculation. Better to be prepared than trust to memory.

So much for the smart-arse answer. I do hope you get a full settlement.
 
Riverbankannie said:
First of all, I’m so sorry that you are going through this, horrible thing to happen.
Looking at your list you are missing bedding, sheets,duvets, pillows blankets etc.
Other detectors? , we have three, smoke, carbon monoxide and lpg.
Fire blanket
Supplies for MH system such as toilet additive, cleaners, windscreen wash.
it all adds up doesn’t it?
Click to expand...

Thanks for looking. No bedding in the van at the time and we only have the one detector. Toilet addative consisted of some Aldi washing tablets.

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Riverbankannie said:
Do you have to list options fitted from new that are not on base MH such as solar panels, leather seats, automatic/comformatic, winter pack, heated seats, carpets. Well the list could go on.
Click to expand...

No. We bought it second hand and our only addition was a cycle rack.
 
dressing gowns, welly boots, binoculars.
 
Wot, no alcohol 😲😲😲😲😲
 
leveling chocks, fridge fan, cloths airer, maps, satnav, lithium battery?
 
timdownieuk said:
No. We bought it second hand and our only addition was a cycle rack.
Click to expand...
Even more important to consider those options that might have been fitted that increase the value of the MH in case insurers only offer the value of one same age with no options fitted. I’m not sure how it works.
 
Windbreak?
Gas kettle?
First aid kit?
Clothes dryer?
ACSII card \ book?
Dashcam?
Sat Nav?
Clothes hangers?
Laundry basket?
Basin?
Extension leads?
Multimeter?
BBQ tools?
Door \ awning mat\s?
Vacuum cleaner?
Additional hab battery?
Mirror protectors?
 
Riverbankannie said:
Even more important to consider those options that might have been fitted that increase the value of the MH in case insurers only offer the value of one same age with no options fitted. I’m not sure how it works.
Click to expand...

Hmmm, well I’m pretty sure that the solar panel was an after market item and it had two habitation batteries. Any idea what a single panel solar set up like this would have cost?
 
timdownieuk said:
Hmmm, well I’m pretty sure that the solar panel was an after market item and it had two habitation batteries. Any idea what a single panel solar set up like this would have cost?
Click to expand...
£250 to £350 at least

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timdownieuk said:
Hmmm, well I’m pretty sure that the solar panel was an after market item and it had two habitation batteries. Any idea what a single panel solar set up like this would have cost?
Click to expand...
Look at price lists for optional items for your MH to get an idea, not necessarily for after market items but for factory fitted options. As I said, I'm not sure how the insurance payout is calculated. It might be on your insured value only and not on the value of a basic one of that model less depreciation.
 
It is great that you have prepared a long and comprehensive list. It is most definitely the way to make a successful insurance claim, putting a value to every single item you possibly can - even if only 50p. Provided the values are sensible, it is much harder for insurance companies to quibble about your individual figures which serve to fully illustrate the loss (rather than lumping things together and providing a single valuation).

Obviously, as you've probably already discovered, by the time you've added up the value of all of the single items it will come to a substantial sum.

Personally, I wouldn't use the word 'generic' in the claim. For example, just put 'Electric toaster' if you don't know the brand name. It's up to the insurer to come back and ask if they want to know, but it's doubtful they would. Obviously, as you have done, use the brand name wherever you know it, especially if it enhances the value of the item.

Just to add, very sorry to hear you find yourself in such a rotten situation, but hope you can get it resolved with a reasonable outcome and not too much hassle or delay. Good luck! (y)
 
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A difficult and distressing time time....

but to add some humour....

a full tank of water, I jest not as it’s expensive out of the tap in Cornwall ...😃
 
To ensure the Insurance company don’t think you have created a shopping list, take photos of what you can then you can prove you actually owned the items.
 

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