Mileage declaration.

[RobL]

Hi All.
Any thoughts about Mileage declaration? I only did half of my agreed mileage last year with Adrian Flux. Should we be entitled to a discount if we are under on miles as the premium is increased if we go over.

 

[mitzimad]

some insurances companies have issued refunds for cars not seen it mentioned for motorhomes

 

[denisejoe]

Why you must have set the limit you could have cancelled insurance and got a rebate they have insured your van we never get anywhere near our mileage limit but thats because I set it higher than we would normally need becau anything can happen.

 

[Dorwyn]

I guess that's what Ryanair would call creative pricing. Just find a few extras you can overcharge for. Refunds? Nah

 

[maison]

Three years ago we had an accident which required an insurance claim. I had always declared about 10k miles if asked.

When the insurance company asked for photos of the accident damage and a photograph of the odometer I realised we had covered 11.5k at that stage that year. On ringing them I was very relieved to be told that, as I had said I normally covered about 10k I had been given cover on their 12k premium “to be on the safe side”.

Phew!

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[Spriddler]

It would be interesting to know much of a premium relates to mileage vs the other elements of third party fire and theft, the cover for which is still in force (and a necessity for the prudent/wise).
I think I've read on here that increasing or reducing the mileage, within reason, doesn't make a great deal of difference to the premium.

 

[Nanniemate]

Go on,...... give us all a laugh ASK...….,or even better a pleasant surprise if hey said yes

 

[TinaLes]

We reduced our mileage cover this year down from 10K to 6K miles and got about a £30 reduction if I remember rightly.
Slightly off course maybe but,
We were also members of The CMC for 4 years, hardly ever used their sites, you would have thought that if they gave out incentives, especially on membership renewal, maybe even a 1 night free voucher, then that might encourage me to use one of their sites,more often, but I never ever did get one.
I think they are all getting the desired level of customers that renew or join, so they simply dont bother offering refunds, or even incentivise us any more.
LES

 

[TerryL]

Best of luck with that one!

Didn't even work on renewal with a very popular on here firm of insurance agencies I'd always recommended and used for years, caused me to go elsewhere.