Insurance Small Print

[JohnJan]

Am in the process of getting quotes and came across this in Confort Policy detail

So if your vehicle is stolen, you would have to wait 36 months to get a payout/replacement! Surely not!

 

[Flamenca]

No. I believe they are saying that the replacement only applies within the first 36 months of your ownership from new. After that they just pay you the current valuation or thereabouts.

 

[JohnJan]

Or does that read "stolen and not recovered equal a replacement moho if the vehicle is under 36 months of age"

 

[Flamenca]

Or does that read "stolen and not recovered equal a replacement moho if the vehicle is under 36 months of age"

I think it applies to stolen (and not recovered) or written off.

 

[Odd-no-more]

I think it is just bad grammar or a typo, but I would want clarification before buying.

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[tony_g]

Yes up to 3 years old or 15000 miles, I seem to remember.

 

[Lenny HB]

Hardly worth the paper it's written on with a 15,000 mile limit, But I still insure with Comfort as it's similar terms with most companies.
I know someone who wrote off their van at 1½ years old & they were over the 15,000 they were very pleased with the payout Comfort gave them.

 

[JohnJan]

Thanks guys

 

[hilldweller]

So if your vehicle is stolen, you would have to wait 36 months to get a payout/replacement! Surely not!

English as written by the text generation, or an asylum seeker.

 

[JohnJan]

I tried my best

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[gus-lopez]

English as written by the text generation, or an asylum seeker.

& certainly not acceptable for a legal document on which they will want to rely in the event of a claim