House insurance over 60 days (1 Viewer)

[Hils and Glenns]

We're hoping to head for the sun this winter and spend at least 3 months away. I've got to renew house insurance this week can anyone recommend an insurer please?

 

[Theonlysue]

If you're happy with your present insurers, ask if they will extended. Mine did for an extra premium.

 

[clanjones]

Try camping and caravanning club you get up to 180 days but you need to join. No need for people to check every week either.

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[Jenben]

Home Protect , just looked at my policy to check the unoccupied days and see it is 90.

 

[walburga]

Very topical.....have been with Saga for years, my renewal recently came through and I could see that the underwriters had been changed.
Always allowed up to 60 days un-occupied in the T&C's, up to 90 days and give us a ring. Over the last 8 years I've always confirmed the up to 90 days with them before agreeing to the renewal, so I rang them up again, this time they wouldn't confirm that it would be ok, and that I'd have to ring back 28 days before setting off (usually 3 months wintering inSpain) and then they'd put it to the underwriters.
I wasn't happy with that, so asked for a manager to get involved. He was not prepared to alter Saga's stance, so I left it saying that I'd be phoning around for up to 90 days cover.
Rang C&CC...very similar cover to Saga, but up to 180 days away (with easily managed conditions) and about £50 cheaper (approx £260).
Rang Saga back to say that my insurance would be with others, and, this time, somehow, got straight through to their underwriters, the guy I spoke to said that I'd received very poor service earlier, and that the confirmation of a future extension away from home would've been a formality.
So, I'm with C&CC.

Allen

 

[Hils and Glenns]

I thanks everyone. I have rung round or looked on line at all the ones you've suggested. So far CCC is looking good. Up to 180 days if a few conditions are met for winter time. £170.50 with legal cover. £152 without. Do you think legal cover is worth while?

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[Stealaway]

When was the last time you needed legal cover? 5 years, 10 years.
When did you last need insurance?
I don't bother with either.