High Insurance Increase (1 Viewer)

[rls106]

I just received my renewal quote for Motorhome insurance. Premium increased by 20% despite extra no claims bonus and no incidents or convictions. Any recommendations for specialist insurers for ageing drivers with old Motorhome to insure.

 

[TheBig1]

nfu not the cheapest but don't seem to load premiums due to age. Or the broker lifesure have been good the last couple of years with a policy from Ageas, one of the biggest insurers at great price.

 

[Spriddler]

It would avoid getting pointless recommendations if you said who you are with currently.

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[Aerialmark]

Deleted as I'm stupid and didn't read the first post properly

 

[Mike N]

Just sourced my latest cover through Comfort, UW's are Aviva. Buying process easy, cover looks good. Real test is claim time though......

 

[Al n Val]

mine went down £29 when i changed my £80k motorhome to a £140k one

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[Speve]

Give LV= a try they are very competitive

 

[Al n Val]

Give LV= a try they are very competitive

it’s LV who actually gave me the £29 refund

 

[Lazyboy]

Another vote for LV. Very competitive. Just tell the what you want, excess etc and I am sure they will give you a good deal.

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[Badknee]

LV

 

[HugoBNB]

Give LV= a try they are very competitive

Another vote for LV. We have our MH on a multicar policy with them. Renewal just came through for the four vehicles. Only £15 more than last year and that was with Mrs B having a shunt in her brand new motor in December. First class service from them every time we have needed to speak to them.

 

[donkey]

My insurance through CAMC actually went down over £100 this year.

Geoff

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[Spriddler]

My insurance through CAMC actually went down over £100 this year.

Geoff

Mine did the same when I changed to CAMC after 7 years with Comfort without having made any claim or changes to my circumstances.

 

[Robert1351]

Just taken out my first MH policy with LV online. Seems very reasonable. Friendly help and very clear website. It’s an adapted car insurance engine so may not recognise a MH registration number but you can enter base vehicle then choose “Motorhome” along with the engine size. No problems. 180 days Europe breakdown cover costs about 30-odd £ more than top UK one at £110 when I looked.

 

[DuxDeluxe]

Just sourced my latest cover through Comfort, UW's are Aviva. Buying process easy, cover looks good. Real test is claim time though......

Comfort are very, very good with claims in my experience; actual claim was handled directly by Aviva themselves and no quibbles - just told them over the phone what had happened and the claim value (destroyed awning) and that was it. Emailed the invoice to them and was paid within 3 days. Breakdown was good as well - handled by an agent and they did not argue when I said that the van was stuck in limp mode - just sent a Crouch recovery flatbed directly

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[HugoBNB]

Just taken out my first MH policy with LV online. Seems very reasonable. Friendly help and very clear website. It’s an adapted car insurance engine so may not recognise a MH registration number but you can enter base vehicle then choose “Motorhome” along with the engine size. No problems. 180 days Europe breakdown cover costs about 30-odd £ more than top UK one at £110 when I looked.

We have just renewed. Now in our third year with them. They are IMO one of the best companies to deal with I have ever come across. Pleased you got a good deal safe travels.

 

[JohnH17]

With CaravanGuard but last 2 years premium's gone up 10% each year - so just rang LV who sound good from the above - BUT they won't insure Elddis! And not just mine, any Elddis - am I more likely to bang into something driving one? do they know something we don't? (sarcastic replies not needed...)

 

[WillH]

C&MC for us, gone down for the second year in a row.

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[Sapper520]

AiB put ours up by £25 this year. Carried on with them, but will be taking a serious look at other options at renewal in September.

 

[The Wino]

MH insurance went up a bit this year but car insurance came down

 

[Sapper520]

MH insurance went up a bit this year but car insurance came down

Just had my motorcycle insurance renewal…….£102 to £183! Shopping around now.

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[Speve]

With CaravanGuard but last 2 years premium's gone up 10% each year - so just rang LV who sound good from the above - BUT they won't insure Elddis! And not just mine, any Elddis - am I more likely to bang into something driving one? do they know something we don't? (sarcastic replies not needed...)

this might help next time you give it a try? have you tried just putting base vehicle name in or ring them they are quite helpful

 

[Gaston aires]

I just changed to CAMC which is underwritten by Devitt.
They were much cheaper than all others much to my surprise.
Phil

 

[Sapper520]

With CaravanGuard but last 2 years premium's gone up 10% each year - so just rang LV who sound good from the above - BUT they won't insure Elddis! And not just mine, any Elddis - am I more likely to bang into something driving one? do they know something we don't? (sarcastic replies not needed...)

We’ve got a Sunlight Cliff 600 based on a Ducato……it‘s recorded as a Capron at DVLA,which is all over the C of C and other import paperwork. It‘s a UK, RHD vehicle.

Numerous websites I‘ve been on to buy parts don’t recognise my registration number when I put it in.

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[Spriddler]

I just changed to CAMC which is underwritten by Devitt.
They were much cheaper than all others much to my surprise.
Phil

Exactly what I did last Oct after 9 claim free years with Comfort when the renewal premium increased hugely.
Changing to CAMC saved me around £120

 

[The Wino]

We’ve got a Sunlight Cliff 600 based on a Ducato……it‘s recorded as a Capron at DVLA,which is all over the C of C and other import paperwork. It‘s a UK, RHD vehicle.

Numerous websites I‘ve been on to buy parts don’t recognise my registration number when I put it in.

We had to tell ford our reg no and vehicle id no to be added to the UK list for recalls etc it might be worth you checking that fiat have you listed.

 

[Sapper520]

We had to tell ford our reg no and vehicle id no to be added to the UK list for recalls etc it might be worth you checking that fiat have you listed.

I know it’s listed with Fiat…….I found out when I took it in for the DPF sensor and it hadn’t been registered with Fiat by the Motorhome Dealer!

All updates etc done.

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[HugoBNB]

With CaravanGuard but last 2 years premium's gone up 10% each year - so just rang LV who sound good from the above - BUT they won't insure Elddis! And not just mine, any Elddis - am I more likely to bang into something driving one? do they know something we don't? (sarcastic replies not needed...)

I am surprised. Were you speaking h to them, or working via the website?
Our MH is an Adria and I had similar issues via the website. I eventually called them. They were only interested in the base vehicle. It is a Fiat Ducato and the policy states "Fiat Motor Caravan" the only slight downside as the £1k personal effects. It was a deal breaker for us as we have sold our IT and watches etc named on our house policy.

 

[carolyn]

We’ve been with Comfort for years but I’ve just had our quote this morning and it’s gone up from £301 to £380 , bit of a shock to say the least. We didn’t leave the country last year! I’ve just got a quote from C&Cc for £350 with Ageas, but I will certainly be trying LV but my first effort couldn’t find “base Vehicle” anywhere on their website so it just came up as a van.

 

[Al n Val]

We’ve been with Comfort for years but I’ve just had our quote this morning and it’s gone up from £301 to £380 , bit of a shock to say the least. We didn’t leave the country last year! I’ve just got a quote from C&Cc for £350 with Ageas, but I will certainly be trying LV but my first effort couldn’t find “base Vehicle” anywhere on their website so it just came up as a van.

hi Carolyn

I’ve been with LV 4 years and once onboard it’s very easy to just renew your policy each year online but the initial discussion was on the telephone where I highlighted all the extras onto the policy.

It’s listed now as a Fiat Rapido motorhome and having a value of £160k, this year when I changed from a 3 year old Autotrail to the brand new Rapido it’s actually gone down £19.

Al

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