Changing insurer mid term (1 Viewer)

Candapack

Free Member
Oct 16, 2014
711
2,639
Fife, Scotland
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33,848
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Coachbuilt
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Since 2013
Never used to be possible, is it possible now?
(Same for house and car insurance)

Not particularly unhappy at present, but feel like having a day of checking costs and benefits, including insurance, power, banks, credit cards etc.
 

Macca1954

Free Member
Jul 2, 2017
587
478
Pr9 9qs
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49,297
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Adria matrix 670sl
Exp
2016
Never used to be possible, is it possible now?
(Same for house and car insurance)

Not particularly unhappy at present, but feel like having a day of checking costs and benefits, including insurance, power, banks, credit cards etc.
Had to change mine a few years ago because they hiked the price up when I moved house, just round the corner cost me a bloody fortune
 
OP
OP
Candapack

Candapack

Free Member
Oct 16, 2014
711
2,639
Fife, Scotland
Funster No
33,848
MH
Coachbuilt
Exp
Since 2013
Had to change mine a few years ago because they hiked the price up when I moved house, just round the corner cost me a bloody fortune
I think there always were particular circumstances, such as moving house or changing car, where you could cancel the policy covering one thing and start a new one covering the other.
But thanks anyway. (y)

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Jul 12, 2013
3,865
5,246
The City of Henlow
Funster No
26,906
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Adria Supreme
Exp
Since 1980
I was with Saga and had a Tracker fitted. I phoned them to say what had been done and they put up our premium because we had modified the vehicle. I was so angry I cancelled my policy with them immediately and although I had to pay some charges, I was actually better off and got the same cover for less.
Lose some, win some.
 
Feb 22, 2011
9,762
20,113
Newcastle under Lyme
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15,397
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Hymer B544 A Class
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Since 2015
I think most insurers will make a charge for early cancellation of a policy.
Much better to shop around on renewal.
 

TerryL

LIFE MEMBER
Mar 5, 2010
6,171
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North East
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Low Profile
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2009
I looked at changing my policy when charges for Green Cards were introduced. The further into the term you are the less you get back pro-rata. In my case it wasn't worth it.

Will be doing a proper analysis on renewal next year.

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Jan 28, 2008
10,111
18,365
Dovercourt, Harwich, UK
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1,353
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Renalt burstner
Exp
7 years campers before that
typical insurance company rip of i went from a saab convetible to a nissan note when i called to swap it over they told me the company i was with wouldnt insure the note and as i had told then i no longer had the car they cancelled my 9 month old policy with no refund and i didnt get no claims bonus for that year as i hadnt completed a year wait untill renewal is due
 

P Jones

Free Member
Apr 15, 2017
257
111
Retford
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48,174
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ci carioca 694
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2015
typical insurance company rip of i went from a saab convetible to a nissan note when i called to swap it over they told me the company i was with wouldnt insure the note and as i had told then i no longer had the car they cancelled my 9 month old policy with no refund and i didnt get no claims bonus for that year as i hadnt completed a year wait untill renewal is due
sorry witch company was that so i can look, thank you,pj
 

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