Changing insurer mid term

Discussion in 'Motorhome Insurance General Discussion' started by Candapack, Nov 29, 2018.

  1. Candapack

    Candapack Funster

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    Never used to be possible, is it possible now?
    (Same for house and car insurance)

    Not particularly unhappy at present, but feel like having a day of checking costs and benefits, including insurance, power, banks, credit cards etc.
     
  2. Macca1954

    Macca1954 Funster

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    Had to change mine a few years ago because they hiked the price up when I moved house, just round the corner cost me a bloody fortune
     
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  3. Candapack

    Candapack Funster

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    I think there always were particular circumstances, such as moving house or changing car, where you could cancel the policy covering one thing and start a new one covering the other.
    But thanks anyway. (y)
     
  4. rosalan

    rosalan Funster

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    I was with Saga and had a Tracker fitted. I phoned them to say what had been done and they put up our premium because we had modified the vehicle. I was so angry I cancelled my policy with them immediately and although I had to pay some charges, I was actually better off and got the same cover for less.
    Lose some, win some.
     
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  5. Figaro

    Figaro Funster

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    I think most insurers will make a charge for early cancellation of a policy.
    Much better to shop around on renewal.
     
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  6. TerryL

    TerryL Funster Life Member

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    I looked at changing my policy when charges for Green Cards were introduced. The further into the term you are the less you get back pro-rata. In my case it wasn't worth it.

    Will be doing a proper analysis on renewal next year.
     
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  7. mitzimad

    mitzimad Funster

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    typical insurance company rip of i went from a saab convetible to a nissan note when i called to swap it over they told me the company i was with wouldnt insure the note and as i had told then i no longer had the car they cancelled my 9 month old policy with no refund and i didnt get no claims bonus for that year as i hadnt completed a year wait untill renewal is due
     
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  8. P Jones

    P Jones Funster

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    sorry witch company was that so i can look, thank you,pj
     

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