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Caravan and motorhome club insurance

Jul 15, 2009
91
43
Bridgend south wales
Funster No
7,503
MH
PVC
Exp
12
Today I tried to get a quote from the above club and was told that as my fiat ducato was registered as PLG they could not give a quote.
They told me it needs to be registered as a motorhome,has any one else found this problem and how did you get round it.
Thanks in advance for any advice given
 

DBK

LIFE MEMBER
Jan 9, 2013
15,206
31,943
Plympton, Devon
Funster No
24,219
MH
PVC, Murvi Morocco
Exp
2013
PLG is the taxation class and mine is the same. However, on the line above this in the V5 is body type and this is Motor Caravan.

I'm guessing yours says Van or something like that?
 
Sep 26, 2013
2,742
2,444
Market Rasen
Funster No
28,295
MH
Self Build
Exp
Since 2003
Having more choices of insurance companies is one of the benefits of it being registered as a Motor Caravan on the V5 so it may well be worth it going down that process, unless of course it does not meet the DVLA criteria.

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Feb 3, 2018
2,408
2,381
Mid Cheshire
Funster No
52,244
MH
New on Order
Exp
Returning Sept
Today I tried to get a quote from the above club and was told that as my fiat ducato was registered as PLG they could not give a quote.
They told me it needs to be registered as a motorhome,has any one else found this problem and how did you get round it.
Thanks in advance for any advice given
C&MC are expensive anyway

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Steve N Tracy

LIFE MEMBER
Jun 1, 2015
760
3,530
Southampton
Funster No
36,661
MH
A Class
Exp
4 Years
This has just popped up on a Facebook site, looks like some storage areas might be difficult to insure at.
1574114850645.jpg
 
Jul 29, 2017
873
1,190
South Leicestershire
Funster No
49,691
MH
Coachbuilt
Exp
Since 1985
Can't find any mention on CAMC web site, not sure they'd get away with it mid policy anyway. Could this be fake news from a disillusioned Funster.
 

mikebeaches

LIFE MEMBER
Feb 22, 2010
3,402
3,204
Bristol
Funster No
10,377
MH
Rapido V68 Van Conversion
Exp
Since 2009
This has just popped up on a Facebook site, looks like some storage areas might be difficult to insure at.
View attachment 346846
Assuming the information is genuine, that sounds pretty poor treatment of members with insurance from the C&MC! :(

Since they wouldn't provide cover for my needs, I'm not insured with them. :)

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Oct 22, 2018
337
750
Funster No
56,871
So they are saying that as soon as a flood warning is issued they will remove cover in that area. I think there would be a few complaints to the ombudsman if they refused to pay out.
 

Steve N Tracy

LIFE MEMBER
Jun 1, 2015
760
3,530
Southampton
Funster No
36,661
MH
A Class
Exp
4 Years
Can't find any mention on CAMC web site, not sure they'd get away with it mid policy anyway. Could this be fake news from a disillusioned Funster.
I do not have insurance with the CAMC and posted this just incase anybody here might be at risk, and this is straight off the CAMC website
Is your caravan stored or located in an area subject to a flood warning or flood alert (issued by the Government via any of its agencies)? If yes, please call us on 01342 488 385 as it may affect your cover.
 
Oct 7, 2013
4,066
15,310
South Wales & Burgundy
Funster No
28,463
MH
Elddis Accordo 125
Exp
Since 1988
The “Motorhome” part of the C&MC is a misnomer.

Although, if staying on a C&MC site in winter, motorhomes might even outnumber caravans, the Club still hasn’t fully embraced motorhomes. We found them ridiculously expensive for insurance this year. Made the choice not to insure with them easy.

Gone with Comfort for the first time giving a £350 saving.

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Dec 24, 2014
2,554
9,912
West Sussex.
Funster No
34,553
MH
Compass Navigator
Exp
Since 1999
Can't find any mention on CAMC web site, not sure they'd get away with it mid policy anyway. Could this be fake news from a disillusioned Funster.
It says it applies to members taking out new cover. To me that means it's not applicable to existing policies.
 

Gellyneck

LIFE MEMBER
Jun 5, 2014
5,201
7,155
Scotland
Funster No
31,836
MH
C Class
Exp
More than toes wet now!
C&MC offer £25 less than any quote, so presumably cheapest.
Phil
Believe that's for new customers only.
They didn't when I was going to renew so went elsewhere.

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Khizzie

Free Member
Jul 26, 2014
3,820
5,700
Le Repaire,Thiviers,France
Funster No
32,561
MH
Autocriuse stargazer
Exp
since 2002
Been with camping and caravan club for several years. Anyway this year got quote for £389 plus £198 for 3 month's European breakdown cover. Sod that, european cover used to an additional £75......so rang safeguard. £364 including 12months european breakdown no contest. No loyalty from c&cc. I rang them and told them that I had the quote and was told they couldn't match.. Goodbye C&CC.
 
Dec 24, 2014
2,554
9,912
West Sussex.
Funster No
34,553
MH
Compass Navigator
Exp
Since 1999
No loyalty from c&cc.
'Loyalty' benefits with insurers? Cuh, Dream on.
I have to shop around every year when renewing all my insurance policies, except for the m/h which is with Comfort, whose premiums have only increased marginally during the past seven years .
 
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