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I’m like yourself all you get is bombarded with letters from them and never a decent quote.I've never had a decent quote from them for anything
I continue to advocate the Nationwide FlexPlus account which costs £13 per month but includes breakdown and recovery for a MH upto 7.5T, 8m in UK and Europe.
Also other benefits such as worldwide travel insurance, mobile phone insurance, etc.
Keep £2500 in the account and you get £6 pm interest, so the overall cost falls from (12 x £13 = £156) to (12 x £7 = £84)
Transfer a current account from a different bank using their "Refer a Friend" system and both folk get a cash input of £100 ( effectively worth up to 15months free cover!).
All reports which I have seen, plus my own experience, tell me that the service (provided by Britannia Rescue) is very good.
Gordon
https://www.nationwide.co.uk/products/current-accounts/flexplus/features-and-benefits
I'm happy to help ANYONE (including myself) get £100 for doing very little!