Banking for full timing

[Sucoz]

I'd like advice on the best way to bank/spend money in Europe. My husband has a Halifax clarity card (credit card) and I have just received a Monzo card. Will these two be sufficient and cost effective for long terming. ( e.g. should he also have a Monzo) Have I overlooked anything which would be useful. Thankyou

 

[TerryL]

Between us we have four different card suppliers and in the last couple of years have never had problems, although there are still a few places around that only take maestro (haven't got that one).

We also have a Caxton card which we use purely to draw cash, topping it up throughout the year when the rate is favourable - which at the moment it isn't due to Brexit etc. Costs nothing so is cheaper than using credit/debit cars for cash. If necessary I can also top it off via on-line banking.

The important thing, though, is to ensure that if a wallet/purse gets stolen you're not left without means of payment. Keep a card well hidden somewhere in the van "just in case". I also try to ensure I have the cost of a tank of fuel in local currency.

 

[Minxy]

You can't do much better than Revolut for cash, one each ideally, so you can take out up to €400 a month without having to pay withdrawal fees, no fee for purchases etc, very easy to use, good exchange rate, JJ loves his!

 

[Sucoz]

Thankyou both, we may order a Revolt card although there are only a few days before we leave for France, but I think the Monzo is quite similar to Revolt and Caxton. We both have traditional bank cards and Clarity so hopefully will see us through. Will take advice on board TerryL.

 

[Rjcamper]

We have used Starling for the last 12 months, fee free worldwide including cash withdrawal (bank ATM may charge a fee!)

Also great customer service, had one issue (not their fault) and all sorted with the app online chat function

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[The Wino]

We always have the main card we use each then one card one of us has and a different card the other one. That way if one gets their wallet/purse stolen we can cancel a card and still have one to use.