Safeguard versus Comfort

[Neckender]

Yesterday I had my renewal through from Safeguard total £439.
Today I had another renewal from Safeguard dated the same and same reference number as previous days quote but now £519, so I don’t know whats going on there.

I rang Comfort and got better cover New van for old if under 15000 miles, breakdown cover, Hydraulic levellers,Solar panels, semi air suspension,Gaslow all these classed as not modifications.
Total £339.
So Safeguard have lost out.

John.

 

[TerryL]

Wait until you need a Green Card!

 

[tonka]

You have to play the game and move about / shop around each year.
I was with Safeguard for years and no issues, had a big claim and a few breakdowns, all sorted.

 

[Lenny HB]

Wait until you need a Green Card!

Safeguareare charging after Jan as well.

 

[Lenny HB]

Yesterday I had my renewal through from Safeguard total £439.
Today I had another renewal from Safeguard dated the same and same reference number as previous days quote but now £519, so I don’t know whats going on there.

I rang Comfort and got better cover New van for old if under 15000 miles, breakdown cover, Hydraulic levellers,Solar panels, semi air suspension,Gaslow all these classed as not modifications.
Total £339.
So Safeguard have lost out.

John.

Safedown includes breakdown cover, with Comfort it is an extra £64. If you are over 3500 kg the cover is better with comfort as with safeguard you only get commercial cover which excludes hire cars & hotel expenses.
The new of old is a waste of space with Comfort as it may be for 2 or 3 years but the limit of 15000 miles is ridiculously low.

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[Basildog]

Safedown includes breakdown cover, with Comfort it is an extra £64. If you are over 3500 kg the cover is better with comfort as with safeguard you only get commercial cover which excludes hire cars & hotel expenses.
The new of old is a waste of space with Comfort as it may be for 2 or 3 years but the limit of 15000 miles is ridiculously low.

Not low at all for the majority of Motorhome owners they average around 2 to 3 thousand miles per year.
Sounds low but it’s true

 

[TerryL]

I increased our expected annual mileage to "unlimited" which Comfort have included as 25,000 miles after running up against the previous limit a couple of times. We travel extensively and are currently averaging 10,000 miles p.a. which is generally acknowledged to be high usage, although some do more. In all honesty 15,000 would be a lot more driving than we would be happy with.

 

[Lenny HB]

Not low at all for the majority of Motorhome owners they average around 2 to 3 thousand miles per year.

Thats only one trip, everyone I know with a Motorhome does between 8,000 to 15,000 miles a year, just our last 6 week trip was 3,500.

 

[Lenny HB]

currently averaging 10,000 miles p.a. which is generally acknowledged to be high usage,

Average for an A Class.

 

[pandas]

Average for an A Class.

In our A class 6k per year so well under the average. Just checked my Safeguard policy and my understanding for vehicles over 3.5 tons covers emergency car hire or alternative travel up to £400, emergency accommodation up to £900. It also has unlimited for windscreen replacement (not sure if Comfort do or not). I also had a really high figure from Comfort when I asked them for a quote which I was surprised about as they have some good feedback on this site.

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[Blue Knight]

..........just our last 6 week trip was 3,500.

That made me smile when compared to our own crappy motorhome record

We clocked up a grand total of 3,700 miles in the 16-months of Pilote ownership.

........of which 840 of those miles were spent going back and forth to the dealer (hab check, Truma boiler fix and for the time we bought and sold it).

I'm sure that we'll do more this time

 

[Lenny HB]

In our A class 6k per year so well under the average. Just checked my Safeguard policy and my understanding for vehicles over 3.5 tons covers emergency car hire or alternative travel up to £400, emergency accommodation up to £900. It also has unlimited for windscreen replacement (not sure if Comfort do or not). I also had a really high figure from Comfort when I asked them for a quote which I was surprised about as they have some good feedback on this site.

Sounds like Safeguard have changed, it used to to be commercial cover for over 3500kg. Yes Comfort windscreen cover is unlimited for policies from May 2018 previously £3000.
For us Comfort are £200 cheaper than Safeguard.
Last year we only did 7000 miles due to daughter getting married & I had a couple of minor op's. Since March this year we have done 2 x 3500 mile trips & a 1500 mile one & about 1000 in the UK, looking at going to Spain in Feb so another 3500 miles.

 

[Neckender]

From April 2017 to April 2018 we managed 9500 with 2 trips to Benidorm, but since Pats mums illness from May this year we’ve only done approx 750 miles.

John.

 

[mfw]

Comfort is £395 with breakdown policy and 10k a year for me so happy with that mine renews 1st jan so up to date price with that - breakdown policy has something to do with AA eu cover and it has the £62 included in my premium of £395

 

[gus-lopez]

Not low at all for the majority of Motorhome owners they average around 2 to 3 thousand miles per year.
Sounds low but it’s true

There should never be any type of mileage limit on 'new for old' .
It is just a get out scam for the "insurance " companies.

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