Safeguard versus Comfort (1 Viewer)

Neckender

Free Member
Oct 15, 2007
3,221
5,922
Neckend or North Wales.
Funster No
635
MH
VW T6.1Kombi day Van
Exp
Since 2004
Yesterday I had my renewal through from Safeguard total £439.
Today I had another renewal from Safeguard dated the same and same reference number as previous days quote but now £519, so I don’t know whats going on there.

I rang Comfort and got better cover New van for old if under 15000 miles, breakdown cover, Hydraulic levellers,Solar panels, semi air suspension,Gaslow all these classed as not modifications.
Total £339.
So Safeguard have lost out.

John.
 

tonka

LIFE MEMBER
Jul 2, 2008
10,873
21,623
Cannock, Staffs
Funster No
3,141
MH
A class Burstner 800
Exp
Since 2000
You have to play the game and move about / shop around each year.
I was with Safeguard for years and no issues, had a big claim and a few breakdowns, all sorted.
 
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Lenny HB

LIFE MEMBER
Oct 18, 2007
54,030
152,356
On the coast in West Sussex
Funster No
658
MH
Hymer B678 DL
Exp
Since 2008 & many years tugging
Yesterday I had my renewal through from Safeguard total £439.
Today I had another renewal from Safeguard dated the same and same reference number as previous days quote but now £519, so I don’t know whats going on there.

I rang Comfort and got better cover New van for old if under 15000 miles, breakdown cover, Hydraulic levellers,Solar panels, semi air suspension,Gaslow all these classed as not modifications.
Total £339.
So Safeguard have lost out.

John.
Safedown includes breakdown cover, with Comfort it is an extra £64. If you are over 3500 kg the cover is better with comfort as with safeguard you only get commercial cover which excludes hire cars & hotel expenses.
The new of old is a waste of space with Comfort as it may be for 2 or 3 years but the limit of 15000 miles is ridiculously low.

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Basildog

LIFE MEMBER
Feb 21, 2018
2,217
3,625
Funster No
52,506
Safedown includes breakdown cover, with Comfort it is an extra £64. If you are over 3500 kg the cover is better with comfort as with safeguard you only get commercial cover which excludes hire cars & hotel expenses.
The new of old is a waste of space with Comfort as it may be for 2 or 3 years but the limit of 15000 miles is ridiculously low.
Not low at all for the majority of Motorhome owners they average around 2 to 3 thousand miles per year.
Sounds low but it’s true
 

TerryL

LIFE MEMBER
Mar 5, 2010
6,208
8,221
North East
Funster No
10,511
MH
Low Profile
Exp
2009
I increased our expected annual mileage to "unlimited" which Comfort have included as 25,000 miles after running up against the previous limit a couple of times. We travel extensively and are currently averaging 10,000 miles p.a. which is generally acknowledged to be high usage, although some do more. In all honesty 15,000 would be a lot more driving than we would be happy with.
 
Nov 17, 2012
1,931
2,615
WEST SUSSEX
Funster No
23,714
MH
HYMER B SL 674
Exp
SINCE 2005
Average for an A Class.
In our A class 6k per year so well under the average. Just checked my Safeguard policy and my understanding for vehicles over 3.5 tons covers emergency car hire or alternative travel up to £400, emergency accommodation up to £900. It also has unlimited for windscreen replacement (not sure if Comfort do or not). I also had a really high figure from Comfort when I asked them for a quote which I was surprised about as they have some good feedback on this site.

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Blue Knight

Free Member
Aug 7, 2017
5,232
5,704
Durham
Funster No
49,879
MH
Globecar Summit 640
Exp
2016
..........just our last 6 week trip was 3,500.

That made me smile when compared to our own crappy motorhome record :xgrin:

We clocked up a grand total of 3,700 miles in the 16-months of Pilote ownership.

........of which 840 of those miles were spent going back and forth to the dealer (hab check, Truma boiler fix and for the time we bought and sold it).

I'm sure that we'll do more this time :whistle:
 

Lenny HB

LIFE MEMBER
Oct 18, 2007
54,030
152,356
On the coast in West Sussex
Funster No
658
MH
Hymer B678 DL
Exp
Since 2008 & many years tugging
In our A class 6k per year so well under the average. Just checked my Safeguard policy and my understanding for vehicles over 3.5 tons covers emergency car hire or alternative travel up to £400, emergency accommodation up to £900. It also has unlimited for windscreen replacement (not sure if Comfort do or not). I also had a really high figure from Comfort when I asked them for a quote which I was surprised about as they have some good feedback on this site.
Sounds like Safeguard have changed, it used to to be commercial cover for over 3500kg. Yes Comfort windscreen cover is unlimited for policies from May 2018 previously £3000.
For us Comfort are £200 cheaper than Safeguard.
Last year we only did 7000 miles due to daughter getting married & I had a couple of minor op's. Since March this year we have done 2 x 3500 mile trips & a 1500 mile one & about 1000 in the UK, looking at going to Spain in Feb so another 3500 miles.:)
 
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Neckender

Neckender

Free Member
Oct 15, 2007
3,221
5,922
Neckend or North Wales.
Funster No
635
MH
VW T6.1Kombi day Van
Exp
Since 2004
From April 2017 to April 2018 we managed 9500 with 2 trips to Benidorm, but since Pats mums illness from May this year we’ve only done approx 750 miles.

John.
 

mfw

Banned
Sep 16, 2017
1,224
508
Worthing
Funster No
50,537
Comfort is £395 with breakdown policy and 10k a year for me so happy with that mine renews 1st jan so up to date price with that - breakdown policy has something to do with AA eu cover and it has the £62 included in my premium of £395
 
Aug 18, 2014
23,948
135,474
Lorca,Murcia,Spain
Funster No
32,898
MH
Transit PVC
Exp
16 years since restarting
Not low at all for the majority of Motorhome owners they average around 2 to 3 thousand miles per year.
Sounds low but it’s true
There should never be any type of mileage limit on 'new for old' .
It is just a get out scam for the "insurance " companies.

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