Insurance

[VXman]

Pick up our new and 1st motorhome on Wednesday! Need to start to look at arranging insurance. I will do the usual price comparison websites etc but any recommendations. Any things I need to be aware of to make sure it's covered properly?

 

[M-J]

The comparison sites are not so good for motorhomes, I ended up getting lots of emails and calls but none could get close to my renewal price and cover from Comfort.

 

[Gellyneck]

Pick up our new and 1st motorhome on Wednesday! Need to start to look at arranging insurance. I will do the usual price comparison websites etc but any recommendations. Any things I need to be aware of to make sure it's covered properly?

Good starting point

Motorhome Insurance

www.motorhomefun.co.uk

 

[Stealaway]

Need to start to look at arranging insurance. I will do the usual price comparison websites etc but any recommendations. Any things I need to be aware of to make sure it's covered properly?

I've just spent an hour on the phone today getting quotes from Safeguard - only to find out the company I have been with for 5 years is still the best
Reassuring I suppose.

You often have to specify if you will be traveling abroad now. If you are, you should consider breakdown/recovery from Europe - about £65. They will probably ask you how many miles you would estimate you will travel - I always have 8,000, which usually does for us.

Comfort Insurance has given me a renewal quote of £355 on a £50k motorhome

Home

Comfort Insurance®, providers of award-winning Motorhome, Campervan and Caravan insurance cover for over 30 years. Prices start from just £220. Find out more.

www.comfort-insurance.co.uk

NFU also seem to be very competitive but they don't cover my Post code.

 

[Mark McG]

Prepare a check list of your answers and cover to compare any quotes
Vehicle details
Value
Storage address
Annual Mileage
approved alarm
immobiliser - Fiat Ducato own
Tracker req?
Cassoa discount
CAMC Discount
Contents cover ie Bikes, etc
Total days travel EU cover - max trip duration
Main and additional Driver
Excess
Breakdown cover?
Locks and Key
Windscreen cover
Protected

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[Podney]

Try Comfort they are often competitive.

 

[VXman]

Comfort - £340 for brand new 60K van. £65 for Euro Breakdown cover.

Seems good to me with no prior experience. Cheaper than my both my 10 yr old and 17 year old cars!!!

How's that generally?

 

[GeoffnDee]

Has the brand new van not already got breakdown cover?

 

[VXman]

Has the brand new van not already got breakdown cover?

Good question - but I doubt it...and certainly not in Europe. Warranty yes but not rescuing you from the middle of the Pyrenees!

 

[Blue Knight]

Good question - but I doubt it...and certainly not in Europe. Warranty yes but not rescuing you from the middle of the Pyrenees!

You should get camper assist for the first two years - what base chassis Have you ordered

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[Spriddler]

Good question - but I doubt it...and certainly not in Europe. Warranty yes but not rescuing you from the middle of the Pyrenees!

Very wise with a new m/h until all the teething issues have been resolved .

 

[Lenny HB]

Good question - but I doubt it...and certainly not in Europe. Warranty yes but not rescuing you from the middle of the Pyrenees!

It it's a Fiat it will have either 2 or 3 (they keep changing it) European breakdown cover.

We have been with Comfort for years.
If looking at other companies quite a few car insurers offer car policys that are not suitable for Motorhomes.

 

[VXman]

You should get camper assist for the first two years - what base chassis Have you ordered

It's a Burstner Lyseo 727 on a Fiat Ducato.

 

[GeoffnDee]

It should be covered by Fiat Camper assist breakdown cover including Europe , make sure it has been registered with Fiat camper assist by your dealer.
This cover is an extra added to your normal warranty for Motorhomes.

 

[Blue Knight]

It's a Burstner Lyseo 727 on a Fiat Ducato.

That's your international breakdown covered for 2 years.

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[Lenny HB]

It's a Burstner Lyseo 727 on a Fiat Ducato.

It will have European breakdown cover for at least 2 years probably 3.
Although the warranty is 2 years you need to check the Camper assist book to see if the breakdown cover is for 2 or 3 years, I found out mine was 3 years after I'd paid for cover for the 3rd year.

 

[POH]

I went with performance direct £465 no alarm and they supply the tracker , only reason I went with them is because I can now go and get a van bitz alarm as all the others required alarm or tracker within 28 days except Comfort who wanted one in 7 days , there is not a lot between them to be honest price wise, good hunting .

 

[Colino]

I use 2Gether insurance brokers who put me with Highway. Cheap as chips but haven't had to make a claim yet

 

[Colino]

I use 2Gether insurance brokers who put me with Highway. Cheap as chips but haven't had to make a claim yet

And they directed me to this forum so that I could claim a discount on my insurance as a they do with "camping and caravan" and "caravan and motorhome" clubs.

 

[Grummyb]

I found Adrian flux normally work out cheapest for me but I've never comfort so will give them a call as mine is due next month

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[Pausim]

The 2 year Fiat Camper Assist can be extended to 5 years but this has to be done within 15 days of first registration. It extends the warranty and the recovery service.

Extended Warranties

Mopar® Vehicle Protection vous offre la possibilité d’étendre la couverture au-delà de la période de garantie. Maximum Care Camper est le plan le plus complet.

www.mopar.eu

 

[JamesT@Dundee]

Pick up our new and 1st motorhome on Wednesday! Need to start to look at arranging insurance. I will do the usual price comparison websites etc but any recommendations. Any things I need to be aware of to make sure it's covered properly?

We've used Comfort Insurance for past 4 years. Annual rate was same as our previous small van from one of the clubs. When we got a new van we were quoted over £1000 by the club and less than £350 by Comfort. Though this requires a Tracker.
Comfort keep you updated with what is happening (e.g. series of informative emails over effects of Brexit and Covid).

 

[PG’s trips]

Another vote for performance direct £265 for 40k van with alarm, 8k miles per annum. I have just renewed. They use a company called Highway. But full European cover is £125 extra. They also cover hailstone damage, got it in writing from them. See other thread for warnings about this.

 

[Pausim]

But full European cover is £125 extra.

£125 x 3 pays a big chunk of extending the Fiat Camper Assist to 5 years.

 

[richard8]

You could try LV, I’ve used them all the time I’ve owned a motorhome, include their breakdown which I can vouch for having had a French breakdown. Every year I obtain quotes from different insurers but non can match Liverpool Victoria.

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[timdownieuk]

I’ve had nothing but good experiences with insuring through the Caravan club (or Caravan and Motorhome club now).
Many moons ago we wrote off a caravan on a motorway and they were very efficient about dealing with our claim. More recently we had our motorhome stolen and we felt that we were given a very fair payout for the value of our van.

I would definitely use them again (if they’ll have me!) ;-)

 

[orridge]

Comfort or Safeguard. Have used Safeguard for years but not as competitive as Comfort by several hundred of pounds this year.

 

[Aitch van]

Pick up our new and 1st motorhome on Wednesday! Need to start to look at arranging insurance. I will do the usual price comparison websites etc but any recommendations. Any things I need to be aware of to make sure it's covered properly?

 

[Aitch van]

Try SAGA,get some quotes elsewhere first to have some haggle basis.Between 6 and 8 k miles a year doesn't make much difference, 12 -14 will push it up a bit.Call centre very responsive,green card for whole period no charge ,no trip or total time limit ,all of EU/EEA and cover at same level as UK

 

[Richard-Denise]

It amazes me that Saga don't do campervan insurance. I was with them before we bought our van and whilst they weren't the cheapest their service was second to none. I was very disappointed when they wouldn't even consider insuring the van.