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Insurance shocker (1 Viewer)

Jaws

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Sep 26, 2008
23,854
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Thetford Norfolk
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since 2006 ( I think ! )
Should really be surprised but..
Just changed the insurance from a BMW R1200 GS LC ( value £11k ) to a 500 3 wheeled scoot ( value £8k ) An EXTRA £139 !
And warned the yearly premium will rise to more than £200
My Blackbird with declared mods is £96 a year..
Where DO they get their figures from!!!! ?
 

bigtwin

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Oct 29, 2009
5,296
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Since 2006
Should really be surprised but..
Just changed the insurance from a BMW R1200 GS LC ( value £11k ) to a 500 3 wheeled scoot ( value £8k ) An EXTRA £139 !
And warned the yearly premium will rise to more than £200
My Blackbird with declared mods is £96 a year..
Where DO they get their figures from!!!! ?

You’re ignoring the fact that no one wants to nick a GS (?) and it’s a well known fact that scrotes nick scooters to get up to nefarious activities. ?

Ian

PS - no one has nicked my GS (A), yet! ?
 
Jan 11, 2010
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Well that`s our 13th year & still loving it.
Phew... I have 5 Bikes insured with Peter James, £225 that's unlimited milage with full uk and European recovery, BMW K75, Kawasaki W800 and a W650, Honda CX500 and a 1954 Redditch built Royal Enfield 350cc Bullet.

Pays to shop around.
 
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Jaws

Jaws

LIFE MEMBER
Sep 26, 2008
23,854
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Thetford Norfolk
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since 2006 ( I think ! )
Phew... I have 5 Bikes insured with Peter James, £225 that's unlimited milage with full uk and European recovery, BMW K75, Kawasaki W800 and a W650, Honda CX500 and a 1954 Redditch built Royal Enfield 350cc Bullet.

Pays to shop around.
Honda Blackbird, Sym 125 Scoot, 1200 GS all the same policy cost me About £150. How the hell they can rate a 500 three wheeled scoot with 44 whole BH as more of a risk is just baffling

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hilldweller

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Dec 5, 2008
605
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Macclesfield
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Zilch Mk1
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From Aug 2007
How the hell they can rate a 500 three wheeled scoot with 44 whole BH as more of a risk is just baffling

Possibly even a minor prang can do ££££££££ of damage to something so complex.

And, since car drivers can ride them they may have had horrendous experience of them.
 
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Jaws

Jaws

LIFE MEMBER
Sep 26, 2008
23,854
73,086
Thetford Norfolk
Funster No
4,189
MH
C class, Chieftain
Exp
since 2006 ( I think ! )
Possibly even a minor prang can do ££££££££ of damage to something so complex.

And, since car drivers can ride them they may have had horrendous experience of them.
And you think repairing an £18 grand BMW is cheap ? !!!!
 
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Jaws

Jaws

LIFE MEMBER
Sep 26, 2008
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Thetford Norfolk
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MH
C class, Chieftain
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since 2006 ( I think ! )
I thought Ewan and Charlie machines were indestructible.
Apart from the breaking subframe, the braking system that failed.. and they were completely different bikes !

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Camping Gaza

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May 7, 2016
993
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La Châtre, Centre-Val de Loire France
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Converted a Fiat Ducato PV a while back
I'm looking into getting a cheap chinese 125 scrambler (scooters/wild horses/over my dead....) to sling on the back of the old MoHo... price comparison website... 375 quid TPTF WHAT? I'm 60 Oh Please!, been riding since I was 16 last time insurance was Harley 48 1200cc 250 quid Fully Comp

Did search for cheap chinese 400 single, 220 quid. Fully Comp.

... F***knows... you tell me!
 
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Jaws

Jaws

LIFE MEMBER
Sep 26, 2008
23,854
73,086
Thetford Norfolk
Funster No
4,189
MH
C class, Chieftain
Exp
since 2006 ( I think ! )
I'm looking into getting a cheap chinese 125 scrambler (scooters/wild horses/over my dead....) to sling on the back of the old MoHo... price comparison website... 375 quid TPTF WHAT? I'm 60 Oh Please!, been riding since I was 16 last time insurance was Harley 48 1200cc 250 quid Fully Comp

Did search for cheap chinese 400 single, 220 quid. Fully Comp.

... F***knows... you tell me!
Cos off road type bikes are the most stolen percentage wise. Far higher than even scoots
 

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