Insurance Report #3

Discussion in 'Motorhome Chat' started by GJH, Jan 19, 2012.

  1. GJH

    GJH Funster Life Member

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    Everything went a bit quiet over Christmas/New Year, only to be expected, but last week we had a call saying an engineer would visit Teesside Caravans to assess the damage against the quotes for repairs.

    We were expecting something from the insurance company this week but, out of the blue today, we received the tax disk, just attached to a compliments slip, from a company in Peterlee. Turned out they had been asked by the insurance company to collect the van from Teesside Caravans on Tuesday and store it.

    Jill rang the insurance company and found that the van has been declared a write off. The Peterlee company were a it previous in sending us the tax disk because the claim hasn't gone fully through the insurance company's systems yet :Smile:

    Naturally, the insurance company's offer is less than we think the van replacement cost will be but they are open to negotiation so we'll be doing some research tonight to see if we can get some more. We visited Cleveland Motorhomes this afternoon and the salesman we spoke to there was surprised the offer was so low, so we'll be using that as an argument.

    On the plus side the insurance company is going to send us a cheque for the amount they offered without prejudice to negotiations so that will put money in the bank for us to start looking.
     
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  2. Popeye

    Popeye Funster

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    At least the ball is rolling Graham, best of luck......

    By the way, I will always write a letter to my customers detailing how much I would have paid for their (write off) before the accident occurred. This carries some clout if it comes from a bona-fide dealer, maybe they'd do that for you.......Griff
    :thumb:
     
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  3. Dodgey

    Dodgey Funster

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    Sounds like progress Graham, hope it's works out for you:thumb:
     
  4. Munchie

    Munchie Funster Life Member

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    A good start Graham. Hope negotiations go well for you. :thumb:
     
  5. ShiftZZ

    ShiftZZ Funster Life Member

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    Great News...

    Now you can get a Rapido and join me and Munchie..:thumb:
     
  6. JJ

    JJ Funster

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  7. Popeye

    Popeye Funster

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    Graham, whatever you do, don't go the Rapido route, you'll be locked into the NUT HOUSE for ever.

    Just ask yourself, what sort of nutters buy Rapido. Find another 20k and buy my Geist Spirit...........Griff
    :Smile:
     
  8. GJH

    GJH Funster Life Member

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    I thought Munchie had an Itineo?

    Bit too late I think - I was a founder member :Rofl1::Rofl1:

    Hmm. Not sure Jill will let me go so far down market :BigGrin:
     
  9. DESCO

    DESCO Read Only Funster

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    Hi Graham

    Looks like things are looking up, hope you can negotiate a price that suits you both.

    Best of luck
     
  10. Johns_Cross_Motorhomes

    Johns_Cross_Motorhomes Trader - Motorhome & Accessory Sales

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    You need to get a written valuation as to what the van would have retailed at, not what it was worth in part exchange as that is 'trade value' and you CANNOT BUY AT TRADE.

    That is what you have to tam down the insurance companies throat, plus you need the cost of running round the countryside to find a replacement.

    You should also be entitled to the cost of hiring a replacement van :Smile:

    Peter
     
    Last edited: Jan 19, 2012
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  11. hilldweller

    hilldweller Funster Life Member

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    Let battle commence.

    I'm sure you are up for it.

    I don't like the sound of accepting a cheque for a lesser value, make sure you go over the small print with an electron microscope.
     
  12. aba

    aba

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    obviously they are taking the pi$$ a bit but what i would do is find as many of the same model as you had as you can find all with prices so then at least you have more ammo. and dont forget about the extras.

    i did this with a claim years ago when i was rear ended in an old sierra i found as many different ones in auto trader as i could with the same spec and age and gave those to my solicitor and we then got a fair payout.
     
  13. scran

    scran Read Only Funster

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    insurance

    glad your getting it wrote off but hold out for what it s worth good luck:Smile:
     
  14. aba

    aba

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    if they are going to argue the toss tell them you dont want paying out a measly amount and to get it repaired and give it back.
     
  15. jhorsf

    jhorsf Read Only Funster

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    Graham I do hope you get a decent payout you do not deserve to be out of pocket maybe you could get some idea of value retail from dealers and do not forget all the things you may have added over the years you will need on a new van
     
  16. pappajohn

    pappajohn Funster Life Member

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    you dont want one of those Graham.....unless you're going in for gymkhana's....

    bloody great 'oss box with a slide out for fat 'osses :Doh::Laughing:
     
  17. GJH

    GJH Funster Life Member

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    Nah, no good for us seeing as we haven't got a 'oss :BigGrin:
     
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  18. pappajohn

    pappajohn Funster Life Member

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    but with your insurance payout you could fence off your back garden, build a stable and buy an 'oss. :thumb:

    Mmm! nowt left to buy an 'oss box with though :Laughing:
     
  19. GJH

    GJH Funster Life Member

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    Not sure whether that's thinking out of the (horse) box or you're training to be a Nutter :Rofl1::Rofl1:
     
  20. Jaws

    Jaws Funster Life Member

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    I think there can only be one possible reply actually Graham.............


    Wibble...................
     
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