Insurance renewal quote timing (8 Viewers)

[AlunandFelicie]

How much before your renewal time can you expect to get a quote from your insurance provider ,my renewal is due in two months and with all the negative stories I’m dreading its arrival. Is it normally around four weeks or more/less ,I’m with Comfort and in the middle of a windscreen claim.

 

[Kannon Fodda]

About a month before renewal.

 

[alex n]

Go to Martin Lewis site. He gives good advice on timing for new quote. Good luck

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[ManTheVan]

Go to Martin Lewis site. He gives good advice on timing for new quote. Good luck

Yep - he reckons 28 days before expiry is the best date for the cheapest prices.

 

[bobnick]

3 to 4 weeks your renewal quote should come through.

 

[WESTY66]

Expect a rise, I’ve been with comfort for the last 4 years and every year it goes up by at LEAST £80 no claims or convictions

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[AlunandFelicie]

Expect a rise, I’ve been with comfort for the last 4 years and every year it goes up by at LEAST £80 no claims or convictions

I can live with that ,it’s the doubling of the premium I’m worried about

 

[bigtree]

Expect a rise, I’ve been with comfort for the last 4 years and every year it goes up by at LEAST £80 no claims or convictions

Have you tried other companies ?

 

[WESTY66]

Have you tried other companies ?

Yes some won’t even cover me, or rather the van (caravan guard, safeguard, LV etc) others don’t inc breakdown (NFU etc)

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[bigtree]

Yes some won’t even cover me, or rather the van (caravan guard, safeguard, LV etc) others don’t inc breakdown (NFU etc)

I was with Comfort for a number of years but when they raised my premium I voted with my feet, now with NFU and have/had breakdown cover with LV.

 

[bobnick]

Some underwriters will only cover up to £100K

 

[bigtree]

Some underwriters will only cover up to £100K

Some,not all.

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[AlunandFelicie]

Have you tried other companies ?

Not yet ,I don’t know what my quote will be.

 

[AlunandFelicie]

Some underwriters will only cover up to £100K

£70k ish

 

[bobnick]

Think they all differ in their top value.
I was with LV (don't know who their underwriter was/is) for years with Bertie, until one year they said the value of my car now exceeds their max limit so they could no longer insure me/Bertie. On checking it was £100k

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[TrudeandDall]

Expect a rise, I’ve been with comfort for the last 4 years and every year it goes up by at LEAST £80 no claims or convictions

My car renewed in the Autumn with a significant price hike - much like everyone else. The comfort policy for our van renewed around the same time with a raise, but nothing on the scale of our car policy.. BTW. We have no claims or points etc just careful drivers and lucky road users!
I called comfort about a month before the renewal date, but they would not quote me then, saying I should wait until my renewal invitation was issued.

 

[Minxy]

21-23 days before is the sweet spot. You can get an idea of the cost now by just saying on comparisons sites that your insurance is due in a month's time (max quote length) but obviously not take it out.

Once you've found out which insurer is the best you can then check with Quido/TopCashBack to see if there's any cashback on offer too.

 

[suavecarve]

If it doesnt help ours went up about 50% (of the actual insurance)

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[Deadloss]

I’m through CAMC (policy with Axa). The renewal quote came through 21 days before policy expiry. I was pleasantly surprised at a 6% increase.

 

[L' Hobo]

Yep - he reckons 28 days before expiry is the best date for the cheapest prices.

He used to recommend 6wks.
I wonder what's changed?

 

[cyberyacht]

I've noticed of recent times that Pol renewals seem to come between a 15-20 days before due date. It used to be longer but I'm wondering they are trying to give you less time to shop around.

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[Spriddler]

I never allow auto-renew for anything so phoned my car insurer (LTSB) three weeks before due date. They said that they couldn't do it at that time but a renewal offer would automatically be emailed to me two weeks before it was due. I obtained other quotes but as it happened all were dearer when my renewal offer arrived even though it was 35% up on the previous premium.

 

[Coastal Cruiser.]

Mine went up about £80 with NFU so happy with that, mind you have no choice as nobody else would even quote me

 

[Gaston aires]

My CAMC insurance renewal just came through today. Last year was £253.17 next year is £291.57. (no roadside assistance) I have that through Nationwide bank.
As yet I haven’t compared with the competitors but it doesn’t look too bad.
Phil

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[Sue and Rick]

For some reason ours has come down by about £30 ????

 

[1967bowesj]

Just changed our policy as the renewal was late coming through and had to chase that through anyways.
Well known company likes to phone you not online quotes, last year £317 inc breakdown and europ cover, this year £767.
Person on phone gave a load of speall about its in line with last years etc, we did change vans but the increase equated to about £8 a month so about £416 for a year,had already priced around so went elsewhere for £480 still up on last years but not as bad as £767.

 

[Emmit]

I was told recently after I DIDN'T get a renewal price 28 days before 'the date' that statuterally they have to provide it 21 days in advance.
I got some quotes at about 23 days prior but no one managed to beat my extant Co. which surprisingly was CCC.

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[AlunandFelicie]

I was told recently after I DIDN'T get a renewal price 28 days before 'the date' that statuterally they have to provide it 21 days in advance.
I got some quotes at about 23 days prior but no one managed to beat my extant Co. which surprisingly was CCC.

the anticipation is soooo exciting will I have to sell another kidney (not mine ,volunteers?)

 

[Emmit]

No kidneys were harmed in the obtaining of my latest insurance.
HOWEVER!!! It did cost me an arm and a leg but, thanks to Viagra, I am still able to type this message.

 

[CAB96]

For some reason ours has come down by about £30 ????

I would check thoroughly if you haven't already taken it out, that the cover /excess etc is the same.

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