Insurance - Navara + 5ver

Discussion in 'Fifth Wheelers' started by zaskar, Apr 18, 2012.

  1. zaskar

    zaskar Funster

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    Could anybody please recommend an insurance co ?

    At the moment, I’m with Camptons who insure my Nav' (08 Auto Double cab) + my Fifth Wheel as one unit on the same policy. Renewal this year is over £800 but they recon another +25% if I add “Buisness Use” to the policy (which I have to as my soon to be new employer will be paying milage up to my place of work in Scotland and back at the end of the contract).
    Thinking of insuring the 2 units seperately and just tried Chris Knott insurance for the Nav only (they were VERY good when I had a Sorento) but they recon that they can’t find ANYONE who will insure a double cab Navs ?

    Any help much appreciated cos as a 50 y/o careful driver with no claims or convictions, these :swear:are really :Angry:me off!
    Thanks.
     
  2. scotjimland

    scotjimland Funster Life Member

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    Can only suggest you give NFU in Louth a call.. they insure just about anything..

    I had the RV and toad insured by them and still use for my car ..
     
  3. zaskar

    zaskar Funster

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    B88ger!:BigGrin: Forgot all about them, thanks Jim. The only reason we ever went Camptons was that the year we started with a 5ver, the insurers made a cock up with NFU's policy and they weren't competetive that year........typical!
    I'll give em a ring.
     
  4. Pikey Pete

    Pikey Pete Read Only Funster

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    My Navara crew cab is with Sureterm Direct.

    Pete:Cool:
     
  5. zaskar

    zaskar Funster

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    ..........and the Rambler?:thumb:
     
  6. vwalan

    vwalan Funster

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    you could try coop. they used to be good . only changed as at the time no cover for maroc.
     
  7. Scotties

    Scotties Funster Life Member

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    Insurance .....

    Hi Zaskar, just renewed my Navara with quotelineddirect (commercial policy - make sure you let them know all of the drivers are working - even if part time) for just over £300 fully comp.

    Good deal I thought :thumb:
     
  8. Pikey Pete

    Pikey Pete Read Only Funster

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  9. pepper386

    pepper386 Funster

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    where ever we park up
    I hear the caravan club now cover 5iver's
     
  10. chatter

    chatter Read Only Funster

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    the CC also insure 5th wheels now Paul if you are a member.

    oops snap pepper386
     
  11. zaskar

    zaskar Funster

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    They do Maggie, but unfortunately, the cover seems a bit wierd although that could be down to the fact that the lass we spoke to seemed a bit clueless quite frankly!:Doh:
    As far as we could make out, the 5ver is only covered when attached to the truck. The truck would also be covered solo, but..........
    say you go out sightseeing in the truck and the rig is left on site. If there's a fire/theft etc in the rig whilst your're out, it's not covered? How pants is that for a policy?:Doh::Angry:
     
  12. matamoros

    matamoros Funster

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    C&CC also cover 5ers but not cheap, premiums very much dependent on value and not much cover for contents. I would check with CC again regarding cover when unhitched, caravans are covered and as far as I am aware 5ers are covered under an extension of this policy.

    I was covered with the C&CC policy and a commercial vehicle policy from Cornhill Direct until last year when the premium jumped to £1050 from £700 with full NCB. I am now covered with Camptons for both at £800+, they would not quote when I first got the 5er because of postcode and storage issues.

    I am sure that you are aware that a pickup is a commercial vehicle and not many underwriters will cover a cv for private use but as you want a commercial policy there should be no problem apart from premiums. NCB is not usually transferable from a cv policy to a private policy and I assume vice verca.

    Good luck
     
  13. cbcft

    cbcft Read Only Funster

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    hello
    we have ordered a 5th wheel which is due for delivery in October and are having difficulty finding a company who will quote for insurance. Those we have tried already: Comfort - no 5th wheels, caravan club - no 5th wheels, Sureterm - no 5th wheel over 25k (ours with vehicle will be £74), Campton - wont insure over £70k without reference to the underwritiers and didn't get back to us with a quote. We called the contact number on the NFU website and the lady there didn't know what a 5th wheel was! We have been advised to contact NFU Louth which we will do. Should we be asking for insurance for a 27ft caravan rather than a 5th wheel?

    Any advice would be greatly appreciated!

    Kind regards

    Chris and Cliff
     
  14. Kasey

    Kasey Read Only Funster

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    Zaskar.

    Yours looks like a Kountrylite. Why dont you ring Calder and ask who they are recommending at the moment. It's something I will have to do before long.
     
  15. zaskar

    zaskar Funster

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    Thanks Kasey. Have re-newed with Camptons again.
     
  16. Kasey

    Kasey Read Only Funster

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    Did they give you the business cover you wanted. I am hoping to re-new mine with them but have the pickup insured for business use.

    Just been on to CC and their policy only covers the pickup & 5th wheeler when connected. How useless is that. The guy I was speaking with even went to confirm that, and, they wont do a seperate insurance for pickup and 5th wheeler although that is what they do for a caravan and car. Der, how stupid are these people.
     
  17. zaskar

    zaskar Funster

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    Didn't pursue it with Camptons in the end. Although I still have the "set up" insured with them, we ended up adding the Buisness Use to wifey's little Citroen as we have that with us and tend to use it anyway for shopping/siteseeing/banking etc.
     

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