First time motorhome insurance

Discussion in 'Motorhome Chat' started by Cliffdale, Jul 14, 2016.

  1. Cliffdale

    Cliffdale Funster

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    Hi.

    I just thought I would keep in touch how I am getting on with the motorhome search.

    We, so far have identified 4 models we like. I expect more will be added!
    Our original search was up to £25k but now increased to £40K!

    I have searched and read many comments about insurance on this site and warnings of first time no claims etc.

    I used Saga and put in 0 years no claims for a Bailey costing £40 000 and up to 5000 miles. Results £220 pa, I thought it was very good and worth sharing. When I finally get a vehicle, I will widen the search and should only get better.

    I note some negative comments about comfort and 3rd party claims.

    The 4 motorhomes so far that seem to tick the boxes

    Bailey 665
    Swift 686
    Swift 644
    Majestic 135

    I would appreciate comments on quality build, are some know to be better than others?
    Cliff
     
  2. Flamenca

    Flamenca Funster Life Member

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    I used Saga for my first MH insurance without previous NCB and was also given a very good quote (y)
     
  3. Theonlysue

    Theonlysue Funster Life Member

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    All English vans, have you checked our euro vans?
    Ensure the cover is what you need including recovery, abroad if you need it, windscreen cover, and excess.
    Sometimes it pays to include things initially, as to add them later may cost £25 policy change cost.
     
  4. Geo

    Geo Trader - Funster

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    Ask for an introductory NCD or to mirror your existing car NCD
    £well £worth the question(y)
     
  5. Lynne Steele

    Lynne Steele Funster

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    Hi Cliff, your research seems to be going well. I did the same, made a shortlist and the majestic 125 fitted the bill perfectly as we were restricted to 6 metres. I absolutely love it, fixed bed is great, although I did buy a topper for more comfort, garage under is amazing, I could not live without it now, I know you are asking about the 135 so I decided to answer because of the quality. It is very comfortable, more than enough storage, I love the kitchen it is so well equipped. My husband did have to do some work i.e. fitted shelves in cupboards and wardrobe, made a headboard, but all in all we are really pleased with our choice. We had a few snagging issues which were sorted, nothing major. All in all for the money very good value.

    Let us know what you buy, wishing you lots of happy travels

    Lynne
     
  6. MH 55 FUN

    MH 55 FUN Funster

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    As far as insurance is concerned, Adrian Flux may be worth considering, they worked out best value for our circumstances.
     
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  7. Titley

    Titley Funster

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    I have been using Saga for a few years now, two cars, motorhome and house insured with them.
    Good customer service, had a claim with them a few weeks ago couldn't be more helpful.
    they let me pay Quarterly without extra charge and I pay for uk recovery until we go abroad on our summer break and just upgrade it cover European breakdown and recovery, worked out at £19 extra.
     
  8. Speve

    Speve Funster

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    @Cliffdale did your insurance quote include breakdown and European cover?
     
  9. Cliffdale

    Cliffdale Funster

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    I didn't ask for cover. I understand if I buy new, I got breakdown cover included in the deal. plans for Europe may be next year.
     
  10. jezport

    jezport Funster

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    I would look at european vans also if I was you
     
  11. DanielFord

    DanielFord Funster

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    Have to say, even though I am a Swift owner, I am not a fan of the new Escape range. It seems they took a big step back in build quality and styling. The top end models seem to be the focus of Swift now, which is a shame, most of us will fall into the mid range I would suspect.
     
  12. Poohbear

    Poohbear Funster

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    What negative comments did you hear about Comfort? We can't fault them, their premiums are very competitive and their cover is exceptional. Can't imagine there would be problems with claims as they are backed by Aviva.
     
  13. Cliffdale

    Cliffdale Funster

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    Last edited: Jul 14, 2016
  14. Poohbear

    Poohbear Funster

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    OK so one person has had a bad experience. Without knowing all the facts I won't be worrying about that one. I suggest you give Comfort a try, they are very competitive and they include all possible extras including new for old on new Mohos for 3 years and £5000 worth of contents cover.
     
  15. sedge

    sedge Funster

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    You cannot legislate for the stupidity of any company's employees - so as long as you are 100% certain that the actual policy wording covers all the eventualities that you need it to, that you have been 100% truthful and have queried anything you spot you think there could be a problem with - then just do it.

    I made part of my living out of training other insurance employees not to be stupid - so it has always been there lurking, believe me!
     
  16. Cliffdale

    Cliffdale Funster

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    Hi

    A couple of people mentioned euro vans.

    I could do with a pointer / link please. Google was not helpful.

    I'm looking for similar
    Back lounge,
    4 belts
    4 or up to 6 berth
    around 6m to no more than 7m
    suitable for 2 but occasionally 3
    good quality build
    new or nearly new.


    Thanks
     
    Last edited: Jul 14, 2016
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