We are going to France and Spain in April and plan to take Euros and a prepaid Euro card. Have been buying Euros since Dec 2012 in small amounts and the rate has fallen from 1.22 Dec 2012 to 1.14 as of today. Im tempted to load the prepaid card as soon as possible to get the best rate before it goes lower. I know its a gamble trying to predict the future rate but the financial markets say it could go lower. Are other funsters buying now or waiting until later.