Empty house insurance....has anyone found a company to insure their home ?

Discussion in 'Motorhome Chat' started by Pete&Sara, Feb 3, 2015.

  1. Pete&Sara

    Pete&Sara Read Only Funster

    Joined:
    Jan 20, 2015
    Messages:
    60
    Likes Received:
    33
    Location:
    Norfolk
    Hi
    we are going to Europe for about five months in our motorhome but really struggling to find buildings and contents insurance for our house as it will be empty. A family member will be checking the property every week and relatives staying in school holiday for a few days now and then but no insurer will cover us for more than 90 days. Aviva will if you are an existing customer which we are not, I have also searched through many old threads on here about the subject but found no answer HELP PLEASE
     
  2. Lenny HB

    Lenny HB Funster

    Joined:
    Oct 18, 2007
    Messages:
    5,241
    Likes Received:
    5,035
    Location:
    West Sussex
    Comfort I they do at least 180 days but not cheap, C&CC do 180days without any conditions although you would have to join the C&CC.
     
    • Like Like x 4
  3. Pete&Sara

    Pete&Sara Read Only Funster

    Joined:
    Jan 20, 2015
    Messages:
    60
    Likes Received:
    33
    Location:
    Norfolk
    whoooo hoooo thank you so much all done and dusted x
     
    • Like Like x 2
  4. MHVirgins

    MHVirgins

    Joined:
    Aug 22, 2011
    Messages:
    3,890
    Likes Received:
    3,165
    Location:
    South of Scotland
    A long time ago I had to find insurance cover for a new house that my parents had just built when they had to go to the States. After phoning around umpteen companies (pre-internet days),the only company who would agree to insure them was Royal & Sun Alliance.
    However, there was no furniture or belongings in the house at that time, just the newly built/finished bungalow. You could always give them a ring and see what they say.
    John Lewis use R & S A, and they mention in their blurb that they don't regard it as unoccupied until it has been empty for 60 days.

    http://www.johnlewis-insurance.com/...ips-and-advice/top-tips/unoccupied-homes.html
     
    Last edited: Feb 3, 2015
  5. MHVirgins

    MHVirgins

    Joined:
    Aug 22, 2011
    Messages:
    3,890
    Likes Received:
    3,165
    Location:
    South of Scotland
    Oops! Sorry, just realised that you've now got it sorted out whilst I was typing:doh:

    Margaret
     
    • Like Like x 1
  6. Pete&Sara

    Pete&Sara Read Only Funster

    Joined:
    Jan 20, 2015
    Messages:
    60
    Likes Received:
    33
    Location:
    Norfolk
    thank you its all sorted at last, i insured my mums property after she died but of course it had no contents so much easier to do
     
    • Like Like x 1
  7. maison

    maison Funster

    Joined:
    Oct 7, 2013
    Messages:
    1,434
    Likes Received:
    3,658
    Location:
    South Wales & Burgundy
    Would you be willing to share how much it cost?

    Extended holidays are problems many of us face.

    (Did I just describe extended holidays as a problem?):groan:
     
  8. Pete&Sara

    Pete&Sara Read Only Funster

    Joined:
    Jan 20, 2015
    Messages:
    60
    Likes Received:
    33
    Location:
    Norfolk
    £467.31 not cheap but loads of cover including the contents away from home while in motorhome etc
     
    • Like Like x 3
  9. maison

    maison Funster

    Joined:
    Oct 7, 2013
    Messages:
    1,434
    Likes Received:
    3,658
    Location:
    South Wales & Burgundy
    Many thanks for sharing. Which Company did you use?
     
  10. campa cola

    campa cola Funster

    Joined:
    Oct 5, 2012
    Messages:
    2,802
    Likes Received:
    5,648
    Location:
    Weegeland
    Thanks for the info very helpful:) can I clarify, is the insurance for 180 days then finished or can you come back home for 5 days then go away for another 180 ????:sneaky:
     
  11. Pete&Sara

    Pete&Sara Read Only Funster

    Joined:
    Jan 20, 2015
    Messages:
    60
    Likes Received:
    33
    Location:
    Norfolk
    I think it is 180 days in a year but we were just wondering the same thing as we want to do five months then come home for two and go off again, may have to look at getting house sitters or renting as seems to be a problem if you are wanting to be away most of the time
     
  12. Pete&Sara

    Pete&Sara Read Only Funster

    Joined:
    Jan 20, 2015
    Messages:
    60
    Likes Received:
    33
    Location:
    Norfolk
  13. Pete&Sara

    Pete&Sara Read Only Funster

    Joined:
    Jan 20, 2015
    Messages:
    60
    Likes Received:
    33
    Location:
    Norfolk
    Comfort ....who do it through aviva
     
    • Like Like x 1
  14. Pete&Sara

    Pete&Sara Read Only Funster

    Joined:
    Jan 20, 2015
    Messages:
    60
    Likes Received:
    33
    Location:
    Norfolk
    Just spoken to comfort and you only have to come home for two weeks then you can go away again for another 180 days whooooooo hooooooo
     
    • Like Like x 2
  15. richr

    richr Funster

    Joined:
    Sep 5, 2014
    Messages:
    645
    Likes Received:
    720
    Location:
    Cheltenham Spa
    I know your sorted but for any one looking for long term empty house with contents try A Plan In durable

    We have my Aunties house with them 2 years empty and counting as she's in a nursing home but won't sell
     
    • Like Like x 1
  16. campa cola

    campa cola Funster

    Joined:
    Oct 5, 2012
    Messages:
    2,802
    Likes Received:
    5,648
    Location:
    Weegeland
    Great.... sounds like you are sorted :D(y)
     
  17. Jonkil

    Jonkil Funster

    Joined:
    Dec 27, 2014
    Messages:
    964
    Likes Received:
    3,174
    Location:
    Ireland / London
    The power of motorhomefun...!
    See, doesn't take long to recoup the tenner !..
    Plus all the info and craic on here !
    Couldn't beat it with a big stick !
     
    • Like Like x 1
Loading...

Share This Page