- Jul 18, 2009
- 11,200
- 17,855
- Funster No
- 7,543
- MH
- HYMER B644
- Exp
- 2004
Hi,
I am hoping someone may have some advice for me regarding my credit report.
I consider myself squeaky clean, no long list of loans and everything up-to-date. We own all our cars and the motorhome etc. Use credit cards/Amex for travel and online shopping. Always paid in full at the end of the month. We have a mortgage and looking to make some changes.
I have just checked my credit score with Equifax and had a shock. Okay, all green for payments and loans settled. Perfect!
Not so, there is a BIG red box with a CCJ against it for a linked address for £2144.00
The linked address was the house our Daughter lived in. She split with her partner and we bought out his share of the property between us. When our Daughter met someone else, she married and moved in with her Husband to his house, her house in Manchester was let out.
Now my link was that when our Daughter initially opened up a Joint Bank account for the mortgage on the property, my name was on the account and it was originally, for a short period registered to the linked address in Manchester.
Now on this court CCJ for Northampton CCBC Court date November 2011 and settled March 2012 is my Name for £2144.00 Something that is nothing to do with me.
The last tenants lived there for 3 years and moved out in December 2012.
I have emailed the court, but the short questions are......
How Long Will It Take To Get Removed?
Has anyone else had similar incidents?
What was your outcome?
Equifax tell me it could take many weeks/months!
Trev
I am hoping someone may have some advice for me regarding my credit report.
I consider myself squeaky clean, no long list of loans and everything up-to-date. We own all our cars and the motorhome etc. Use credit cards/Amex for travel and online shopping. Always paid in full at the end of the month. We have a mortgage and looking to make some changes.
I have just checked my credit score with Equifax and had a shock. Okay, all green for payments and loans settled. Perfect!
Not so, there is a BIG red box with a CCJ against it for a linked address for £2144.00
The linked address was the house our Daughter lived in. She split with her partner and we bought out his share of the property between us. When our Daughter met someone else, she married and moved in with her Husband to his house, her house in Manchester was let out.
Now my link was that when our Daughter initially opened up a Joint Bank account for the mortgage on the property, my name was on the account and it was originally, for a short period registered to the linked address in Manchester.
Now on this court CCJ for Northampton CCBC Court date November 2011 and settled March 2012 is my Name for £2144.00 Something that is nothing to do with me.
The last tenants lived there for 3 years and moved out in December 2012.
I have emailed the court, but the short questions are......
How Long Will It Take To Get Removed?
Has anyone else had similar incidents?
What was your outcome?
Equifax tell me it could take many weeks/months!
Trev