Not sure if anyone has mentioned this before but I was looking for some car insurance yesterday and one of the comparison sites came up with two prices for a Churchill policy. Couldn't immediately see what the difference (about £30) was but on closer examination it transpires that the cheaper policy excludes foreign use. That's not a problem, as I don't see me taking the car abroad this year, but having been so used to foreign use being automatically included, this highlights the need to check the small print carefully if this becomes common with insurance companies.