bernardfeay
Free Member
I notice a few threads about stolen vehicles and theft from Motorhomes.
Here's my two penneth for what it's worth. Insurance companies employ very clever people to promote their policies and give the impression that you are covered for everything.
They have even cleverer people writing the policies to make sure you are actually covered for not very much.
Before you make a claim be sure to read your policy very carefully. I'm not suggesting you nudge the truth a bit this way and a bit that way, but it makes more sense to understand the criteria that will result in a successful claim.
Just before I get down from my soap box, let me also mention accident claims. The Europeans tend to carry a document with carbon paper so that you can have a copy. It is filled in by hand and your copy will probably be illegible. Not only that the Europeans don't know how to write the numbers 1,2,4 and 7. Their handwriting is confusing and you need to make certain you have it exactly right. I suggest taking photos of driving licenses and insurance certificates. If need be write it down as they dictate and have them confirm that you have it written down correctly.
I learned this the hard way having been rather casual about the whole thing and needed google earth and facebook to get the real name and address of a very angry French lady who drove up my backside. I should have been a detective; very satisfying to piece together the jigsaw bits of information that I could decipher.
Here's my two penneth for what it's worth. Insurance companies employ very clever people to promote their policies and give the impression that you are covered for everything.
They have even cleverer people writing the policies to make sure you are actually covered for not very much.
Before you make a claim be sure to read your policy very carefully. I'm not suggesting you nudge the truth a bit this way and a bit that way, but it makes more sense to understand the criteria that will result in a successful claim.
Just before I get down from my soap box, let me also mention accident claims. The Europeans tend to carry a document with carbon paper so that you can have a copy. It is filled in by hand and your copy will probably be illegible. Not only that the Europeans don't know how to write the numbers 1,2,4 and 7. Their handwriting is confusing and you need to make certain you have it exactly right. I suggest taking photos of driving licenses and insurance certificates. If need be write it down as they dictate and have them confirm that you have it written down correctly.
I learned this the hard way having been rather casual about the whole thing and needed google earth and facebook to get the real name and address of a very angry French lady who drove up my backside. I should have been a detective; very satisfying to piece together the jigsaw bits of information that I could decipher.