travel (medical) insurance

Discussion in 'Continental Touring' started by SC 05 OUT, Jul 5, 2011.

  1. SC 05 OUT

    SC 05 OUT Funster

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    anybody got any good contacts

    I need medical travel cover for France

    we have the following pre existing medicaL conditions

    Her...

    Ankylosing Spondylitis

    Me..

    Diabetes no meds

    Blood pressure 2 tablets
     
  2. carl65

    carl65 Funster

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    i have it free with bank account no need for any questions but if i had to claim sure they woud find a lot to ask me then :Rofl1::Rofl1:
     
  3. Road Runner

    Road Runner Read Only Funster

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    I have looked at this with Santander but scared most of my issues would not be covered.
     
  4. SC 05 OUT

    SC 05 OUT Funster

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    virgin are looking best at the moment, but they are just selling for insure & go...
     
  5. runrig

    runrig Funster Life Member

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    Hi,

    Try Essential Travel, we have used them in the past, I have high blood pressure controlled with 1 tablet for donkeys years. Just asked for an annual travel cover quoted £76 for the 2 of us. :thumb:
     
  6. Welsh girl

    Welsh girl Funster Life Member

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    Bank won't cover you if you are over 65.
    Have had a few quotes lately, saga over500, but another was 250 and that's for 180 days, Tez has one condition that doesn't cause a problem, essential tremor.

    Difficult to get it over 100days but staysure quoted the lower one and that's on a one trip policy.
     
  7. Reallyretired

    Reallyretired Funster

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    The free bank one won't cover pre-existing conditions. Insure&go will though they may charge a higher premium.
     
  8. sedge

    sedge Funster

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    The free bank one will if it's the right one, who do you think covered my diabetes and hypothyroid and me depression when I had that? The free bank one.

    except it isn't free really, you pay X a month for the account and get the cover as part of that. And they charge an AP for some pre-existing but not diabetes. However NB I haven't any complications.
     
  9. SC 05 OUT

    SC 05 OUT Funster

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    its her Ankylosing Spondylitis thats causing the price hike more than doubling the cost of premium and I cant se why,She has trouble walking and is in contant pain, but no more of a risk than most. We might just exclude it from the cover
     
  10. rainbow chasers

    rainbow chasers Read Only Funster

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    Now, going back a bit the premium account with Alliance Liecester covered you regardless of age or pre existing conditions.

    IIRC the account required you to be over 60/65 to qualify, and cost £20/month. It came with travel insurance, high interest rate (then 7%) recovery and other benefits - I dare say they have cut it back, but might be worth checking out, as at the time it was the nest deal for the insurance alone.
     
  11. PatrickLm

    PatrickLm Read Only Funster

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    Before we decide to purchase insurance policies online, it is important to make sure that we get travel insurance policy from a reputed and well-known insurance company that can give coverage at affordable prices. I got mine from 1Cover Online Travel Insurance Company.
     
  12. motorhomer

    motorhomer Read Only Funster

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    Bank cover is clearly not all the same. My free bank cover - lloyds -does cover over 65 (I think its 80 but not sure without checking) and some pre-existing conditions. There is a list of pre-existing conditions that do not even need you to tell them about, which includes hypertension (subject to some conditions).

    The standard cover is multitrip with max trip length of 30 days but this can be extended to 60 or 90. Above that then you'd need to look elsewhere.

    The account also includes AA (the basic cover only) and Phone insurance.

    The charge for my account is £12 per month which is waived if the balance in that month does not drop below £2000. Unfortunately I do not think they waive the charge for new customers anymore, only to those that have held the account for some time.
     
  13. Riotvan

    Riotvan Read Only Funster

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    Medical condition travel insurance

    Hi, I have COPD/Emphysema, which is on the list of excluded medical conditions for most travel insurers. I have near nieghbor/friend who is a specialist independent travel agent who sourced me a very reasonable policy - covering the usual travel issues, plus health. It cost me around £75 a year but as it only covered 31 day periods I recently upgraded it to cover my 6 week trip to Croatia - the upgrade cost just under £50, but I suspect if I had opted for this in the first place it would have been about £25 more.
    The policy works on the basis that if your GP gives your trip the ok you are covered - I have a very reasonable GP who supports my urge to get out and about and he is happy to enter in my medical notes that I am fit enough to travel in our campervan.
    Try contacting her at claretravelhouse@btconnect.com (mention in your mail that Glyn recommended you).
    Hope this is of some use.
     
  14. Road Runner

    Road Runner Read Only Funster

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    Insure and go contacted me after telling them of my ailments and quoted £350 instead of £42 the original quote.

    TBO if they cover all my risks it not bad.
     
  15. sedge

    sedge Funster

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    I'm glad of this thread, thank you to the person who reminded me of my new ailment, which I have just rang through to the ruddy bank - £90 AP. :cry:
    You can see how much the aliment affects me life by the fact I had forgotten it ..... However that will still be cheaper than taking an independent annual policy elsewhere so I expect I'll pay it in the finish anyway when I've had my grumble. :Sad:

    Lloyd's Bank is up to age 80 by the way - our policy covers trips up to 62 days! but can be extended if we want. I think that trip length differs with how much dosh they are raking in from you in Bank Charges. "Free" cover my foot! :Rofl1:
     
  16. Road Runner

    Road Runner Read Only Funster

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    my bank includes cover but excludes all known ailments.:Eek!:
     
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