Over 70 Medical insurance

Discussion in 'Motorhome Chat' started by Terence, Jan 12, 2013.

  1. Terence

    Terence Read Only Funster

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    Having just turned 71. I am finding it difficult to obtaining travel insurance for less that £370.00.for a 90 day period in Europe. My wife is 70 has no medical problems and does not take medication. My sin is a colestrol of 4.4 so take a statin tablet each day.
    How do people 70 plus over come this problem ?

    Terence
     
  2. Johns_Cross_Motorhomes

    Johns_Cross_Motorhomes Trader - Motorhome & Accessory Sales

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  3. busby

    busby Funster

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    Just remember that in France you still have to pay 20% of the medical costs even with a card. Excellent health service though. BUSBY.
     
  4. FM02MZO

    FM02MZO Funster

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    I among other thing have a pacemaker, suffer with asthma and have high blood pressure etc., for the past five years I have always used the Caravan Club's Red Pennant. For our 2012 to 2013 cover I paid £326.20 which covered car/caravan and personal for two people. I amended it in the June to cover our present motorhome at no extra cost or admin fee.
     
  5. hilldweller

    hilldweller Funster Life Member

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    Healthy diet, correct weight, tell docs where to stuff tablets.
     
  6. Sunty

    Sunty Read Only Funster

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    Luckily, we have an HSBC Goldcard which includes full insurance, including medical, at no cost. It covers world-wide and does not have an age restriction. The card costs £100 per year but that cost can be redeemed by using the points which are accumulated when using it. We use it exclusively! We have used it in the past and received excellent medical serives in Spain - all free. Also used it when the camper was broken into in France and again, no problems with the claim. The most recent HSBC card seems to be the Platinum - but this does have an age limit of 70. Sunty.
     
  7. Johns_Cross_Motorhomes

    Johns_Cross_Motorhomes Trader - Motorhome & Accessory Sales

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    Oh dear the benefits and drawbacks of getting old

    Free Bus Pass:thumb:
    Heating allowance:thumb:
    Free TV licence:thumb:
    Blue Badge:thumb:
    Just look at nice females:Rofl1::Rofl1:
    Fond memories

    Peter
     
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  8. nomadic

    nomadic Funster

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    Terry, that's very interesting, do you have both vehicles and your travel insurance on one policy?

    What is the maximum period of travel you are covered for, 30 days, 60 days etc. in Europe?

    Thanks in anticipation:thumb:
     
  9. FM02MZO

    FM02MZO Funster

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  10. oldun

    oldun Read Only Funster

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    This type of cover is Ok if you have no premedical conditions.

    I have very mild angina and LloydsTSB have just refused to continue my cover - Bye bye Lloyds.

    I use have a 45 day annual world wide cover with AgeUK
     
  11. Terence

    Terence Read Only Funster

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    A big thank you to all who made suggestions in an attempt to resolve the problem of medical insurance for us Oldies
    The best quote I was able to obtain was £276.00 the worst £649.00 for an annual multi holiday policy with a max stay of 60 days. The prices were obtained from internet comparison sites.
    A friend pointed me in the direction of Liverpool Victoria Insurance where I got the following deal:-
    Annual multi holiday policy for two of us with maximium 90 stay and declared pre medical conditions for £159.00. The moral of the story is price comparison sites leave much to be desired.

    Terence
     
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  12. lorger

    lorger Funster

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    Hi Terence don't know if this will help you, we have a bank account with RBS called royalties gold we pay just under £13 a month for this but it does come with benefits like travel insurance. We are only in our forties so its included at that price, my parents though are ages with you and my mum suffers a few illnesses none live threaten though mainly joint and back problems and my dad has a couple of minor medical issues. Like you they found it very expensive for insurance so tried RBS and with all their conditions they had to pay an extra £30 or £40 per year, this made it cheaper than insurance and they get free break down cove from car also cheaper tickets for travel including farries. It might be worth going and asking them as they told my dad before he signed up for account.

    Hope this helps
    Gerry
     
  13. Terence

    Terence Read Only Funster

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    )ver 70 medical insurance

    Garry,
    Thanks for you imput. We had both our Business and Personel bank accounts and credit cards with RBS for 30 years. Our credit card was paid off each month by Direct debt and we never incured a charge. Not with standing an amount of over £45,000.00 on deposit they refused to up my credit card from £2700.00 to £5000.00 when I really required it. Needless to say they got the old heave oh very quickly. Like all stupid banks and big business they spent millions on advertizing PR etc and fail to look after there established credit worthy customers.

    Terence
     
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