Motorhome Insurance

Discussion in 'Motorhome Chat' started by Mac1, Jan 14, 2016.

  1. Mac1

    Mac1 Read Only Funster

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    Hi had a quote for MH insurance today from a company called AIB, £230 full comp, up to 8000 miles per year , 1,800 European miles ,windscreen cover, £60 cheaper than my present insurer sounds to good to be true has anyone heard or had dealings with this company I have only been motorhoming for two years .
     
  2. Puddleduck

    Puddleduck Funster

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    Both MH and car are insured through AIB, they are brokers.

    I found they don't remind you when the insurance is due for renewal and you have to check the paperwork VERY carefully but good prices :)
     
  3. Al-Di

    Al-Di Funster

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    yes I'm with AIB, over 3 years now no problem with them,
    others use safeguard, or comfort, + others,
     
  4. Mac1

    Mac1 Read Only Funster

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    Hi guys thanks for your reply much appreciated.
     
  5. denisejoe

    denisejoe Funster Life Member

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    1800 European miles is not a lot

    joe
     
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  6. Mac1

    Mac1 Read Only Funster

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    Thanks Joe I suppose not but 1,800 is better than nothing.
     
  7. DavidG58

    DavidG58 Funster

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    we are with AIB, just renewed, they did remind me a few weeks before and came up with alternative cheaper options. I agree that 1800 miles sounds low and we have limits on total mileage and days abroad, but no split between UK and abroad mileage. Price sounds good, we found that by dropping our value to below £50K it has saved us £200, new firm do not insist on alarm or tracker either, maybe another benefit of value reduction (y)

    AIB advertise on here, I am confident (hopeful) they wouldn't get a renewal of the advert if they have not given good service :)
     
  8. chopper602

    chopper602 Funster

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    Another AIB customer here, second year now and have UK & European breakdown cover included. Limited mileage to about 5,000 which is sufficient even with a big Euro tour in the summer and I *think* it was about £200.
     
  9. Clarky

    Clarky Funster

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    Every one of our trips round France has been over 1800 miles and we have done almost 9000 miles since we picked the van up in March.
    Mind you, we are retired and get away a fair bit. I suppose if you are still working and restricted in your time away those mileage limits might be adequate.

    Richard.
     
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  10. sdc77

    sdc77 Funster

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    We became AIB customers this year purely because of their good price... we'll see what next year brings
     
  11. Bailey58

    Bailey58 Funster Life Member

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    I have three vehicles with AIB, they got each of the cars onboard at renewal time after I went to them with the motorhome. Initially they placed the cover with Aviva as did Comfort my previous broker but since then have moved to a firm called Markerstudy, no I'd never heard of them either but there's no point in being loyal these days whether it's gas and electric, banks or insurance. We'll see where we go this year. They usually call me a week or three before renewal, Darren, if I remember right.
     
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  12. Terry

    Terry Funster

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    I have 5 vehicles with them (y)inc a couple that are covered as vans while been converted to motorhomes

    terry
     
  13. Mac1

    Mac1 Read Only Funster

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    Positive feedback thank you all for your time. Mac1
     
  14. DavidG58

    DavidG58 Funster

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    Morning Richard

    Have you got an annual mileage limit on your policy? We found that dropping from 8K to 6K at renewal which is closer but still more than we did last year made over £100 difference, so by implication had we gone up to 10K or more there would have been an increase in premium

    Glad you are able to use yours like I hope to soon (y):)
     
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  15. funflair

    funflair Funster Life Member

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    Hi David Jen just did our insurance with SAGA yesterday, she upped the annual mileage to 8k from 6k and it stuck £20 on the premium, it came out about £370 but £100 of that is breakdown/recovery.

    Martin
     
  16. Kool Kroozer

    Kool Kroozer Funster

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    just been qouted £220 from Saga, must admit i am a little suspicious, its £190 cheaper than the cheapest qoute i got and this is for a newer bigger and more expensive MH
     
  17. funflair

    funflair Funster Life Member

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    We have been with them two years now but never claimed so cant comment on that side, we know plenty of others with them and the premiums are very competitive.

    Martin
     
  18. Bailey58

    Bailey58 Funster Life Member

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    I've found that Saga are competitive the first year and too expensive on renewal whether it be vehicle or any other insurance.
     
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  19. Steve and Kat

    Steve and Kat Funster

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    I am waiting a call back from them, see if they are cheaper than the caravan club & comfort
     
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  20. solo 1

    solo 1 Funster Life Member

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    As an aside to those who don't get reminders or forget birthdays and (God forgive us) anniversaries, there is a website called Birthday-Reminders.com that you can register for and they will remind you of any occasions that you care to remember. The site is free to join and is excellent. They will also send cards etc. Hope this helps.(y) :D
     
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