Morocco Insurance

Discussion in 'Continental Touring' started by Don Madge, Oct 1, 2007.

  1. Don Madge

    Don Madge Funster

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    Hi All,

    just lifted the following post from one of the other motorhome forums. It's very bad news for some.:Sad:

    Don

    "Having been told that NFU insurance covers Morocco. I rang for a quote and they confirmed that Morocco was included in their comprehensive european cover. It now transpires when we asked for a Green Card that their cover is THIRD PARTY ONLY AND CANNOT BE EXTENDED.

    Having changed all our policies for home & vehicles to NFU we are somewhat disappointed. We have just had our jabs to travel and now feel deflated ( probably the puncture wounds).

    I wonder if anyone does fully comprehensive cover for Morocco?

    How many NFU customers travelling around Morocco realise that they are not covered for Fire, Theft, or any damage to their own vehicle?.

    When I queried this, this morning the NFU office staff said that they didn't realise that people were not fully covered they tell everone they are!!!!

    I feel like telling them that as we made it a condition of our changing our insurance cover to them that they should honour their sales promise as part of the agreement. I don't know whether or not this argument would work
     
  2. Geo

    Geo Trader - Funster

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    Hi Don
    Valuble and timely info as a few here are planning just such a trip,
    Knowing I would have no such problems I called my company and asked what cover I had for Morroco

    Reply-------NONE:Eeek: now contacting the actual broker for more info on what I can get:cry:
    Geo
     
  3. Geo

    Geo Trader - Funster

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    Further to my inquiries re cover of any kind for Morocco
    I have been informed by my insurer RH Specialist Insurance that no cover whatsoever will be forthcoming for Morocco
    It appears therefor that the only option if it exists is to purchase border crossing type cover, I take it this will be only third party and will be minimum legal requirement for the country concerned,

    1.How do people feel about only having this minimum cover (I'm not enthralled by it)

    2. what does it cost

    3. Are there any alternatives other than renewing with a company that will cover fully comp
    Geo
     
  4. Suzy

    Suzy Funster

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    We will be contacting insurers tomorrow to see what our position is but after reading this I don't hold out much hope!
     
  5. Forestboy

    Forestboy Funster Life Member

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    Has anyone asked Ray (Desert Detours) what he recomends or what others do I'm sure he must know.
     
  6. scotjimland

    scotjimland Funster Life Member

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    Hi Geo

    That was the position we found ourselves in last trip.. not the best situation .. it costs about €80 for the month, bought at the border, 3rd party cover only.
    There is another thread on this topic on mhf, someone has found fully comp from Comfort Insurance, I intend to get a quote when my renewal is due next April, I'm with NFU at the moment.
     
  7. Geo

    Geo Trader - Funster

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    Hi Ror yes sent e-mail

    Hi Jim thanks for the info, the person you refer to, do they have a RV or Euro Van,
    Do comfort do RV cover
    Geo
     
  8. Jim

    Jim Ringleader

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    Some told me that SafeGuard have a Morocco extension to the policy, I will check tomorrow
     
  9. scotjimland

    scotjimland Funster Life Member

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    It's Hymer, AFAIK Comfort cover RVs.. some phoning around needed :Sad:
     
  10. Don Madge

    Don Madge Funster

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    Geo,

    Comfort will insure your RV but I don't know how competitive they are.

    I've been with them for ten years now as we decided to stay with the same insurers when we were in our mid sixties, it has certainly paid off for us.

    The main problem with only third party is you have to be able to afford to walk away if the van is written off.

    What ever you do make sure you have breakdown/recovery cover because if a vehicle gets written off/stolen in Morocco you could be liable for the import duty as visitors vehicles are imported duty free.

    I know SAGA will issue a manual green card for Morocco so it might be worth checking them as well.

    Don
     
  11. Geo

    Geo Trader - Funster

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    Hi Don
    I do have breakdown and recovery through The RAC arrival scheme, BUT yet again is Morocco in their territory, did you see a RAC man on a Camel when you went through:Rofl1:
    Geo
    I should'nt be laughing should I:Eeek:
     
  12. scotjimland

    scotjimland Funster Life Member

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    No need to worry about breakdown or recovery on a DD tour :Wink:
     
  13. Don Madge

    Don Madge Funster

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    Jim,

    But will he pay any duty that might be payable if the vehicle is written off:Eeek::Eeek:

    Don
     
  14. Don Madge

    Don Madge Funster

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    Third Party Insurance - Definition

    For those thinking of taking out third party insurance hear is a loose definition:

    "Insurance which covers against liability which the insured may incur to another person. If the you damage someone else's vehicle, or injure someone, your third party insurance will pay for any damages you have to pay to the third party, but you will not be able to claim for damage to your own vehicle."

    I can't understand any full timer chancing his arm with third party insurance in Morocco, the implications are enormous.:Eeek: Just my opinion of course

    Don
     
  15. scotjimland

    scotjimland Funster Life Member

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    Hi Don

    Yes, I totally agree, our trip was a spur of the moment decision while visiting Ray, caught up in the excitement I never thought of insurance until we were leaving Spain .. :Doh:
    It was a calculated risk but I wouldn't do it again nor would I suggest anyone else should either..
     
  16. Pammy

    Pammy Read Only Funster

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    Hi all

    We need to get back on topic here.

    Suzy and Jim Jam - did you manage to contact your insurers today to see what they had to say about this.

    Pammy
     
  17. Suzy

    Suzy Funster

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    Sorry Pammy didn't get chance today (she lies, she forgot) SORRY :cry:
     
  18. Pammy

    Pammy Read Only Funster

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    Hi Suzy, that's ok, I will probably bump this thread up tomorrow just to get it some attention again.

    Will talk tomorrow which may remind you anyway.
    Pammy

    PS - Have you noticed how I keep following you around these threads - I really should retire to bed, I've got to be at work at 8am - Corgi gas men waiting for assessments!!:cry:
     
  19. Jim

    Jim Ringleader

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    Safeguard

    Just spoken to Safeguard, they said that my existing policy is OK for Morocco, all I need to do is apply for a green card before I go and i will have fully comp cover for a max of three months.

    I use safeguard because they are keenly priced and they recover (here and in Europe) heavy motorhomes. The free fully comprehensive Morocco cover is just another reason I will probably be staying with them. :yeah:
     
  20. scotjimland

    scotjimland Funster Life Member

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    Good news Jim, do you mind saying how much the premium is ? :thumb:
     
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