Medical insurance while traveling in Europe, occasionally using a 400cc motorbike - which company can you suggest? (1 Viewer)

[Mr Mousy]

We are traveling in Europe in the van and will be taking our Husqvarna 401 (373cc) motorbike with us.
The motorbike is insured for the trip with Hastings Direct.

It's our medical insurance I need some help with.

Our Nationwide Travel Insurance (Flex Plus Account) only covers our medical costs if the bike is less than 125cc.

Carpmart has suggested https://www.bigcattravelinsurance.com/ which I have checked out.

Who do you use to provide your medical insurance while using your 125cc + motorbike/scooter?

funflair
bigtree
Fulham Dave
ChrisL
Ditcha
bobnick

 

[ChrisL]

LV premier annual will cover you over 125cc providing you have a full motorcycle license, wear a helmet and appropriate clothing, 90 days max per trip, unlimited trips.

 

[bobnick]

My new Honda X-ADV 750 is insured with Devitt.
As for T&Cs other than knowing i am insured to ride in Europe for 90 days i do not know to what level i'm covered.
We have other insurances to cover illnessess accidents and unforeseens whilst in Euroland.
As long as i'm legal is all i look for.

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[ChrisL]

My new Honda X-ADV 750 is insured with Devitt.
As for T&Cs other than knowing i am insured to ride in Europe for 90 days i do not know to what level i'm covered.
We have other insurances to cover illnessess accidents and unforeseens whilst in Euroland.
As long as i'm legal is all i look for.

You need to check your travel insurance policy Bob, you wouldn't like to have a serious accident on your bike and find out the travel insurance company won't pay out for your medical care or repatriation should you need an air ambulance. Besides payment for medical care they can also arrange translation etc.

 

[bobnick]

You need to check your travel insurance policy Bob, you wouldn't like to have a serious accident on your bike and find out the travel insurance company won't pay out for your medical care or repatriation should you need an air ambulance. Besides payment for medical care they can also arrange translation etc.

Next time i take the bike i will check that. Doubt i'm covered to that extent at the mo.
This time we are taking a car on a trailer towed behind the MH.
I have checked with the car insurance and Comfort that i am covered, i am. BUT as we all know it's usually 3rd party only.

 

[Ditcha]

LV premier annual will cover you over 125cc providing you have a full motorcycle license, wear a helmet and appropriate clothing, 90 days max per trip, unlimited trips.

As above LV premier cover £130 per year.

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[bladerunner]

I use "Voyager"

As said, it's odd that normal travel insurance only covers up to 125cc. So non trained folk can hire a bike straight off, but if you're ROSPA gold with 43 years riding experience you need to search for a specialist firm.

 

[RedFrame]

I use "cover 4 you" as Chris has knee issues. Covers us on all bikes £65, along with lots of other "dangerous activities".

Cheers
Red.

 

[GerTee]

You could try justtravelcover.com

We use them as very flexible over trip length and existing medical conditions. Not sure if they'll be suitable for you, but worth a look.

Team GerTee

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[Mr Mousy]

You could try justtravelcover.com

Unfortunately only up to 125cc.

 

[Steve and Denise]

Unfortunately only up to 125cc.

Did you tell them you fell off your last 125cc bike or not, just wondering if that has any bearing on your quote ?

 

[Mr Mousy]

I use "cover 4 you" as Chris has knee issues. Covers us on all bikes £65, along with lots of other "dangerous activities".

Unfortunately not competitive for us.

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[Mr Mousy]

I have taken out a policy with https://www.bigcattravelinsurance.com/ as suggest by Carpmart
Thanks for your help Harvey.