Is Nfu A Better Option For 2 Year Old Vans

Discussion in 'Motorhome Insurance General Discussion' started by Robert Clark, Jun 21, 2015.

  1. Robert Clark

    Robert Clark Funster Life Member

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    I just renewed the insurance on my 1 year old MH
    NFU was £250 more expensive than the cheapest quote I got BUT they were offering 'a new replacement' vehicle for MH's upto 2 years old. Whereas the other insurers were only offering to pay out the 'market value' of any MH over 1 year old.
    Compared to NFU this could be worth thousands of pounds if your MH was written off in the second year.
    Other 'cheaper' insurers may be s better option in year 1 as well as subsequent years, but for me NFU was the best option for my 2 year old van
     
  2. Chockswahay

    Chockswahay Funster

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    Funny you should say that.......... first year I used Safeguard then last year Caravan Club for the same reason......

    Now it's over 2 years old no one does that so back to Safeguard :D
     
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  3. JJ

    JJ Funster

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    I now understand how insurance companies make all their money...

    They play the odds and prey on worry.


    JJ :cool:
     
  4. Lenny HB

    Lenny HB Funster

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    Comfort it's 2 years & premium was 50% less than NFU, I used NFU to get the van home & registered then changed back to Comfort (Comfort won't insure on a VIN unless you are a dealer).
     
  5. busby

    busby Funster

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    Caravan guard pay out on your valuation when you take the policy out. The premium is based on this figure. I insured my Autocruise for £27000 and when it was written off thats what they paid out...BUSBY.
     
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